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12601 Highway 64 Hwy NE, Eads, TN, 38028

2beds
1baths
1,166sqft
$450,000
$386price/sqft
$3,083/moest. monthly cost
$123,320/yrincome needed

About This Home

PRICED JUST REDUCED!!! No City Taxes! Great Business Location Opportunity in Rapidly growing Eads/Hickory Withe Area, with commercial business on every side. Have road frontage in a great location, can be zone commercial. Very close to 385/269. Bring all Reasonable offers!!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
3/10
Mt Pisgah Middle SchoolGrades 6-94.9 mi
4/10
Cordova High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Aluminum/Steel Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • All Bedrooms Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,166 sqft

Kitchen

  • Features: Eat-in Kitchen

Living Room

  • Features: Separate Living Room

Property

Details

  • Attached to another structure: Yes

Features

  • Stories: 1
  • Pool features: None
  • Exterior features: Storage

Lot

  • Lot size: 0.44 Acres
  • Features: Some Trees,Level
  • Lot size dimensions: 0.44

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $270$3,240
Property Taxes $363$4,356
Electricity $175$2,103
Total$3,083$36,996

Income You'd Need if You Spent...

35% on housing$105,702/yr
40% on housing$92,490/yr
45% on housing$82,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 38028$265
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38028$200
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$399,000
2026-07-23Listed for sale$450,000

For Sale by Agent

AgentDorothy Bolden
BrokerageDestiny Realty Services

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