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15242 Oak St, Lytle, TX, 78052

3beds
2baths
1,570sqft
$315,000
$201price/sqft
$2,338/moest. monthly cost
$93,520/yrincome needed

About This Home

Experience modern luxury in this stunning 2026 custom-built home situated on a spacious 0.48-acre lot in the heart of Lytle. Offering 1,570 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home combines high-end finishes with everyday comfort. The open-concept floor plan is filled with natural light and showcases elegant black and gold designer accents, quartz countertops, luxurious finishes, recessed lighting, and modern fixtures throughout. The kitchen comes complete with included appliances, making this home truly move-in ready. Enjoy relaxing mornings on the covered front porch with shade from mature trees or entertain guests under the covered back patio featuring beautiful wood ceiling accents and recessed lighting. The large backyard is enclosed with a privacy fence and shaded by mature trees, providing the perfect space for outdoor living. Conveniently located just minutes from downtown Lytle, this home is approximately 2 minutes from H-E-B, with shopping, dining, and other everyday conveniences nearby. Lytle Elementary, Middle, and High School are all within approximately 5 minutes, and quick access to I-35 makes commuting to San Antonio a breeze. With no HOA, a builder warranty for added peace of mind, and exceptional custom craftsmanship throughout, this home offers the perfect combination of style, quality, and convenience. Schedule your private showing today!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Lytle Primary SchoolGrades PK-10.3 mi
4/10
Lytle Junior High SchoolGrades 6-80.6 mi
4/10
Lytle High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Siding

Other

  • Builder name: The Torros LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Electric Water Heater
  • Laundry features: Laundry Room,In Kitchen,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 130

Bedroom3

  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 154

Family Room

  • Area: 154

Features

  • One Living Area,Two Eating Areas,Kitchen Island,Pantry,Utility Room Inside,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier
  • Flooring: Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,570 sqft

Kitchen

  • Area: 156

Living Room

  • Area: 280

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 50

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 224

Property

Accessibility

  • Accessibility features: Level Lot,No Stairs,Stall Shower

Details

  • Parcel number: 0344800000000300

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.48 Acres

Parking

  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Drought
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$207$2,484
Property Taxes $301$3,612
Electricity $238$2,859
Total$2,338$28,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,160/yr
40% on housing$70,140/yr
45% on housing$62,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 78052$134
Atascosa County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 78052$187
Atascosa County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$315,000

New Construction

AgentRosaura Sanchez Alegria
BrokerageStetsn Real Estate

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