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1338/1340/1342 W Main St, Ephrata, PA, 17522

9beds
--baths
4,288sqft
$575,000
$134price/sqft
$4,111/moest. monthly cost
$164,440/yrincome needed

About This Home

Rare opportunity in Ephrata Boro for 5 unit investment property in Neighborhood Commercial District. Possibility of building accessory building check with Boro for options. Large all brick structure containing approximately 4,288 sq. feet of space, 2 - 2 story units w/2 bedrooms, 2 - 1 floor 2 bedroom units and a 1 bedroom unit in the rear. Large basement area, off street parking and a barn. 2 units recently updated with new kitchens and flooring, long term tenants, currently grosses over $60,000 per year. Owner pays heat, lawn/snow, w/s/t and house electric. Some updates needed. This is a great long term opportunity for investor to make some improvements and increase revenue and lower expenses over time. 2 tax ID’s but 1 deed.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Ephrata Middle SchoolGrades 7-80.8 mi
8/10

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Stone
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Washer,Dryer,Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 9

Heating & Cooling

  • Heating features: Radiator,Oil
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 4,288
  • Total interior livable area: 4,288 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2604453200000
  • Zoning: NCD
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: On Street,Other,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$159$1,908
Property Taxes $575$6,900
Electricity $470$5,645
Total$4,111$49,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,948/yr
40% on housing$123,330/yr
45% on housing$109,626/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 17522$182
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17522$188
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$575,000
2026-07-23Listed for sale$575,000

For Sale by Agent

AgentKevin Kohl
BrokerageHauenstein Agency, Inc.

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