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10784-10740 Cole Way, Grass Valley, CA, 95945

3beds
5baths
1,689sqft
$799,500
$473price/sqft
$5,285/moest. monthly cost
$211,400/yrincome needed

About This Home

Welcome to your own private Nevada County retreat where modern comfort meets the freedom of country living. Set behind a gate at the end of a quiet road, this exceptional property includes two legal parcels totaling approximately 13.15 acres (6.52 acres + the adjoining 6.63-acre buildable parcel), creating a rare opportunity for unmatched privacy, a future family compound, multigenerational living, or investment potential. The beautifully remodeled single-level home is truly move-in ready with extensive upgrades including a new roof, HVAC system, windows, luxury vinyl plank flooring, interior and exterior paint, two wells, water filtration with storage tank, and a stunning chef's kitchen designed for gathering and entertaining. The spa-inspired primary bath, cozy wood stove, and covered front porch overlooking the surrounding hills make everyday living feel like a getaway. Designed for those who love the outdoors, the property features a fully fenced pool, raised-bed gardens with excellent sun exposure, mature orchard, dog kennel/run, NID irrigation water (1.5 miner's inches), and multiple usable acres for animals, vehicles, recreation, or simply enjoying wide-open space. Numerous outbuildings including a studio with full bath, metal shop, storage buildings with power and water offer endless flexibility for hobbies, home business, storage, or future expansion. The included adjacent buildable parcel provides incredible possibilities for a second residence, additional shop or barn, expanded animal facilities, or simply preserving the peace, views, and privacy you'll enjoy for years to come. Located just minutes from historic Grass Valley and Nevada City, yet surrounded by nature, this property offers the best of Nevada County living with easy access to hiking, biking, lakes, rivers, Tahoe skiing, and year-round outdoor recreation. Properties offering this combination of 13+ usable acres, a beautifully updated home, NID irrigation water, multiple wells, extensive improvements, income or multigenerational potential, and close-to-town convenience are exceptionally rare. Whether you're dreaming of a luxury homestead, hobby ranch, family compound, or simply a place where you can slow down and enjoy the lifestyle you've worked so hard for, you've found it. Buyer to verify all to their satisfaction.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Bell Hill AcademyGrades K-43.5 mi
4/10
7/10
Nevada Union High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Refrigerator,Range Hood,Dishwasher,Disposal,Microwave,Double Oven
  • Laundry features: Sink,Ground Floor,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • Partial bathrooms: 2

Dining Room

  • Features: Dining/Family Combo,Formal Area

Features

  • Flooring: Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,689 sqft

Kitchen

  • Features: Pantry Cabinet,Quartz Counter,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Window

Master Bedroom

  • Features: Ground Floor,Walk-In Closet

Property

Details

  • Zoning: RA-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Fenced,Fiberglass
  • Exterior features: Uncovered Courtyard,Dog Run
  • Fencing: Cross Fenced,Entry Gate,Fenced
  • Topography of land: Lot Grade Varies,Trees Few,Lot Grade Varies,Trees Few

Lot

  • Lot size: 13.51 Acres
  • Features: Private,Dead End,Landscape Front,Low Maintenance

Parking

  • Total spaces: 15
  • Parking features: No Garage,Boat,RV Possible,RV Storage,Uncovered Parking Spaces 2+,Guest,Driveway,Upslope Driveway/Sidewalks
  • Has uncovered spaces: Yes
  • Uncovered spaces: 15

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,042$48,504
Home Insurance *$359$4,308
Property Taxes $486$5,832
Electricity $398$4,786
Total$5,285$63,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,200/yr
40% on housing$158,550/yr
45% on housing$140,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 95945$323
Nevada County$362

vs Homes Sold Last Month

Median $/sqft

ZIP 95945$326
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$799,500

For Sale by Agent

AgentRebecca Franks
BrokerageRE/MAX Gold

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