Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

445 Lawton St, San Francisco, CA, 94122

4beds
4baths
3,240sqft
$1,190,000
$367price/sqft
$8,820/moest. monthly cost
$352,800/yrincome needed

About This Home

Welcome to this unique,extra wider lot, fully detached fourplex in the highly desirable Inner Sunset neighborhood. Each of the four units features 1 bedroom, 1 bathroom, and a charming vintage balcony. The high ceilings and abundant natural light create a bright and inviting living space. Units 1, 2, and 3 have been tastefully updated with modern kitchens, renovated bathrooms, and double-pane windows throughout. The property also offers a low-maintenance backyard, fresh exterior paint, a two-car side-by-side garage, and three additional off-street parking spaces. Ideally located near UCSF, this property enjoys strong rental demand and excellent investment potential. It currently generates approximately $10,000 per month in rental income. Convenient access to Muni lines 43, 44, and the N Judah streetcar makes commuting easy, while Golden Gate Heights, Irving Street's popular shops and restaurants, parks, and everyday amenities are all within walking distance.This is an outstanding opportunity for investors or owner-occupants seeking a prime Inner Sunset income property with tremendous upside. Incredible value don't miss it!

Getting Around

87
WalkingVery Walkable
68
TransitGood Transit
61
BikeBikeable

Schools

9/10
Presidio Middle SchoolGrades 6-82.0 mi
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1914

Materials

  • Foundation: Concrete
  • Construction materials: Redwood Siding,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: A-Frame
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator
  • Laundry features: Coin Operated

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Simulated Wood,Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 3,240 sqft

Property

Details

  • Parcel number: 1933045
  • Zoning description: None
  • Special condition: Trust

Lot

  • Lot size: 3,746 sqft
  • Features: Garden

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$134$1,608
Property Taxes $1,975$23,700
Electricity $694$8,337
Total$8,820$105,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,400/yr
40% on housing$264,600/yr
45% on housing$235,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 94122$657
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94122$1,037
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$1,190,000

For Sale by Agent

AgentWendy W. Chen
BrokerageFirst National Realty

Similar Homes