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390 Morris Ave BLDG 3 #28, Summit, NJ, 07901

2beds
1baths
800sqft
$395,000
$494price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Beautifully maintained 2-bedroom, 1-bath condo in desirable Summit. This bright and inviting home was tastefully remodeled in recent years and offers a clean, modern feel throughout. The spacious layout, updated finishes, and move-in-ready condition make it an excellent opportunity for homeowners and investors alike. Conveniently located near shopping, dining, parks, major highways, and NYC transportation.

Getting Around

75
WalkingVery Walkable
41
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

8/10
9/10
Summit Sr High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: See Remarks
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Electric,Refrigerator
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Storage Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Area: 156

Bedroom2

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 126

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Galley Type
  • Area: 55

Living Room

  • Area: 260

Property

Details

  • Parcel number: 2918013020000000810028

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5.25 Acres
  • Lot size dimensions: 663 x 345

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$68$816
Property Taxes $668$8,016
Electricity $193$2,318
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$494This listing

vs Other Active Listings

Avg $/sqft

ZIP 07901$605
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07901$713
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$395,000

For Sale by Agent

AgentCory Dziedzic
BrokerageWeichert Realtors

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