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28111 Jefferson Ave #C, Saint Clair Shores, MI, 48081

1beds
1baths
662sqft
$95,000
$144price/sqft
$811/moest. monthly cost
$32,440/yrincome needed

About This Home

Location, Location, Location. 1 bedroom upper end unit condo on Jefferson Ave with a 12 Ft sliding doorwall leading to a Balcony and an inground community pool. Other features include: a large bedroom with 6x5 walk-in closet, granite counters, personal storage space in an open common basement only shared by 4 units with use of washer & dryer and 1 deeded parking spot. Seller is offering a $2,000 carpet allowance for carpet to become compliant with the By Laws. NO HARDWOOD ON 2ND FLOOR. The association fee is only $240.00 which includes: water, gas (heat), exterior maintenance, pool and master insurance. Conveniently located on Jefferson within walking distance to the City Parks, Library and City Pool. Make this condo your new home! ALL Guests MUST park in the street.. NO exceptions... Please park on Kaul or Gordon

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
7/10
Jefferson Middle SchoolGrades 6-81.2 mi
7/10
Lakeview High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Range/Oven,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom1

  • Features: Ceramic
  • Level: Entry
  • Area: 40

Bedroom1

  • Features: Carpet
  • Level: Entry
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Carpet
  • Level: Entry
  • Area: 80

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 662

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 662
  • Total interior livable area: 662 sqft

Kitchen

  • Features: Linoleum
  • Level: Entry

Living Room

  • Features: Carpet
  • Level: Entry
  • Area: 192

Property

Details

  • Parcel number: 091414352022
  • Special condition: Private

Features

  • Private pool: Yes
  • Pool features: Community
  • Exterior features: Balcony
  • Spa features: Community

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$46$552
Property Taxes $97$1,164
Electricity $188$2,259
Total$811$9,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,805/yr
40% on housing$24,330/yr
45% on housing$21,626/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 48081$156
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48081$164
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$95,000

For Sale by Agent

AgentKellie McGraw
BrokerageEmerald Isle Real Estate Inc

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