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1368 Talmage Rd, Saint Pauls, NC, 28384

4beds
3baths
1,850sqft
$280,000
$151price/sqft
$1,973/moest. monthly cost
$78,920/yrincome needed

About This Home

Qualified buyers may be eligible for a one-year temporary rate buydown or a 1% lender credit toward closing costs through the seller's preferred lender. Contact the listing agent for details. House hunting can feel like one compromise after another. This home brings together what so many buyers have been searching for. Built in 2023, it offers four bedrooms, over half an acre, a fully fenced backyard, and no HOA. Step inside and you'll find an open-concept floor plan designed for everyday life. Whether you're preparing dinner around the oversized kitchen island, gathering around the table with family and friends, or relaxing in the spacious living room, the main living areas keep everyone connected. A walk-in pantry provides plenty of storage, while upstairs you'll find all four bedrooms, including a private primary suite with a walk-in closet and double vanity. One of the sellers' favorite features is the upstairs laundry room, making one of life's everyday chores just a little easier. Outside, the large, level, fully fenced backyard offers the kind of space that's becoming harder to find. There's plenty of room for kids and pets to play, weekend barbecues, a garden, or simply enjoying the extra space. The corner lot adds to the open feel of the property, while the quiet surroundings and minimal traffic make it easy to enjoy time outdoors. Qualified buyers may be eligible for exclusive financing incentives through the seller's preferred lender. Contact the listing agent for details and preferred lender information. If you've been waiting for a home that gives you more space, fewer compromises, and the flexibility to grow into it for years to come, this is one you'll want to see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
Saint Pauls ElementaryGrades PK-46.2 mi
1/10
Saint Pauls MiddleGrades 5-87.1 mi
4/10
Saint Pauls HighGrades 9-127.2 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Double Vanity,Entrance Foyer,Eat-in Kitchen,Kitchen Island,Kitchen/Dining Combo,Tub Shower,Walk-In Closet(s),Walk-In Shower
  • Flooring: Vinyl,Carpet
  • Fireplace features: None

Interior Area

  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: 08070100102G
  • Special condition: Standard
  • Exclusions: Drapes,Curtain rods,blink cameras,living room and primary bedroom tv mount,door lock and keypad

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Porch
  • Exterior features: Porch,Patio
  • Living area range: 1801-1900

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$172$2,064
Property Taxes $186$2,232
Electricity $200$2,405
Total$1,973$23,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,645/yr
40% on housing$59,190/yr
45% on housing$52,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 28384$125
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28384$136
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$280,000

For Sale by Agent

AgentMEGAN JOHNSON
BrokerageCOLDWELL BANKER ADVANTAGE - FAYETTEVILLE

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