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31952 A Highway 97, Tonasket, WA, 98855

1beds
1baths
649sqft
$250,000
$385price/sqft
$1,674/moest. monthly cost
$66,960/yrincome needed

About This Home

Charming 1921 farmhouse situated on approximately 7 acres of usable land with irrigation and plenty of room for pasture, livestock, or your hobby farm dreams. This cozy 1 bedroom, 1 bath home offers vintage character and endless potential for restoration, updating, or enjoying as a country retreat. The property features a mature walnut tree, a storage shed for equipment and supplies, and wide-open space to create your ideal rural lifestyle. A unique opportunity to own irrigated acreage and room to grow. Buyer to verify all information to their satisfaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
5/10
Tonasket Middle SchoolGrades 6-84.7 mi
3/10
Tonasket High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1921

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1921

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: None,See Remarks,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 649
  • Total interior livable area: 649 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8855500100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s)
  • Has view: Yes
  • View description: Mountain(s),River
  • Has water view: Yes
  • Water view: River
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush,Pasture

Lot

  • Lot size: 7.94 Acres
  • Features: Fenced-Partially,Irrigation,Outbuildings,Shop

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Avalanche
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$128$1,536
Property Taxes $133$1,596
Electricity $149$1,793
Total$1,674$20,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,394/yr
40% on housing$50,220/yr
45% on housing$44,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 98855$135
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98855
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$250,000

For Sale by Agent

AgentKatelynn Peterson
BrokerageReal Broker LLC

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