See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5403 SWEETWATER TERRACE CIRCLE #5403, Tampa, FL, 33634

2beds
2baths
1,408sqft
$229,000
$163price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

Virtually Staged. Where else can you own a spacious home with a two-car garage, multiple flex spaces, and access to a completely renovated community pool steps from your door for just $229,000? Welcome to one of the best values in the Tampa area! This beautifully maintained two-bedroom, two-bath, 2 car garage and two-bonus room condominium offers an incredible combination of space, versatility, and lifestyle that is nearly impossible to find at this price point. Thoughtfully designed to live much larger than other condominiums, this residence features two bedrooms, two bathrooms, two flexible living spaces, and a spacious two-car garage—providing the functionality and comfort of a much larger home without the maintenance. Upon entering, you'll find a large air-conditioned flex room located on the first floor that can easily serve as a home theater, fitness studio, hobby room, executive office, or guest retreat. Upstairs, the thoughtfully designed floor plan offers separate living and entertaining spaces, creating both privacy and comfort for everyday living. The generously sized kitchen is complemented by an additional flex space that is perfect for a home office, breakfast nook, reading room, or creative workspace. The expansive primary suite offers a private retreat complete with a large walk-in closet and ensuite bathroom, while the spacious guest bedroom and full guest bath provide comfortable accommodations for family and visitors. Step outside onto your brand-new balcony overlooking the beautifully landscaped courtyard and newly renovated community pool—the perfect place to enjoy your morning coffee or unwind with an evening cocktail while soaking in Florida's year-round sunshine. What truly sets this home apart is the lifestyle it offers. Imagine coming home to your own two-car garage, enjoying weekends by the pool, and owning a spacious, flexible home for less than rental payments. Why build someone else's equity when you can start building your own? Whether you're a first-time homebuyer, seasonal resident, or savvy investor looking for exceptional value, this home offers maintenance-free living, unmatched flexibility, and an affordable Florida lifestyle that's difficult to beat. At just $229,000, opportunities like this don't come around often. Welcome home.

Getting Around

33
WalkingCar-Dependent
23
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

5/10
3/10
Webb Middle SchoolGrades 6-81.4 mi
3/10
Jefferson High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Stucco,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: Second
  • Area: 30
  • Dimensions: 5x6

Bedroom2

  • Features: Built-in Closet
  • Level: Third
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Family Room

  • Level: Second
  • Area: 252
  • Dimensions: 14x18

Features

  • Ceiling Fan(s),Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Window features: Skylight(s),Shutters
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: Second
  • Area: 132
  • Dimensions: 11x12

Office

  • Level: Second
  • Area: 90
  • Dimensions: 9x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 165
  • Dimensions: 15x11

Property

Details

  • Parcel number: U0129170EM00000300028.0
  • Zoning: RMC-20
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Balcony,Courtyard,Private Entrance
  • Has view: Yes
  • View description: City,Pool

Lot

  • Lot size: 810 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$249$2,988
Property Taxes $160$1,920
Electricity $197$2,366
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 33634$224
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33634$276
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$209,000
2026-07-23Listed for sale$229,000

For Sale by Agent

AgentChristopher Plummer
BrokerageSMITH & ASSOCIATES REAL ESTATE

Similar Homes