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225 Garden Gate Cir, Crossville, AL, 35962

4beds
2baths
2,300sqft
$439,900
$191price/sqft
$3,024/moest. monthly cost
$120,960/yrincome needed

About This Home

Under Construction- Under Construction; Representative photos may be used. Welcome to 225 Garden Gate Circle in Crossville, AL! This new construction home offers 4 bedrooms, 2 bathrooms, and an open-concept layout with modern finishes throughout. Designed for comfortable living and entertaining, the spacious floor plan provides both style and functionality. Enjoy the peace of a country setting while being just minutes from shopping, dining, schools, and other local amenities. Don’t miss your opportunity to own a beautiful new home. *Finishes and features are subject to change during construction.*

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
Crossville Middle SchoolGrades PK,4-80.4 mi
3/10
Crossville High SchoolGrades 9-120.4 mi
3/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Other

  • Builder name: FIRST PREMIER CONSTRUCTION, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 120

Bedroom3

  • Level: First
  • Area: 150

Bedroom4

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Granite Counters
  • Area: 130

Living Room

  • Features: Ceiling Fan(s)
  • Area: 252

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 204

Property

Details

  • Parcel number: 2908340002064019

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.59 Acres
  • Lot size dimensions: 402 x 162 x 330

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$456$5,472
Property Taxes $87$1,044
Electricity $257$3,088
Total$3,024$36,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,680/yr
40% on housing$90,720/yr
45% on housing$80,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 35962$89
DeKalb County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35962$109
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$439,900

New Construction

AgentGabby Gonzalez
BrokerageMain Street Realty Plus, LLC

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