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165 Martha Ave #1, Hendersonville, NC, 28792

3beds
3baths
1,690sqft
$600,000
$355price/sqft
$3,663/moest. monthly cost
$146,520/yrincome needed

About This Home

Welcome to The Townes at Martha Kate, where lock-and-leave living gives you more freedom to enjoy Hendersonville, the mountains of Western North Carolina and everything beyond them. With HOA-maintained lawns, you can travel, spend time away or simply enjoy your weekends without worrying about exterior yard maintenance. Located just one mile from Main Street Hendersonville, the community places locally owned restaurants, shops, coffee houses, breweries, festivals and year-round events only minutes from home. Direct access to the Oklawaha Greenway lets you walk, bike or jog from the neighborhood toward downtown Hendersonville and Jackson Park. A community dog park and pavilion create additional places to gather, relax and enjoy the neighborhood. Whether this is your full-time residence or your Western North Carolina home base, Martha Kate is designed for a simpler, low-maintenance lifestyle. This newly constructed home features approximately 1,690 square feet with the primary bedroom and bathroom conveniently located on the main level. The open main living area includes wood flooring, 9-foot ceilings, solid 8-foot doors and a living room with a direct-vent gas fireplace and custom trim work. The kitchen features leathered granite countertops, ZLINE appliances, custom cabinetry with glass accents and under-cabinet lighting. A wet bar with a beverage refrigerator adds space for entertaining. The main-level primary suite includes an LED-lit tray ceiling, a walk-in closet with wood shelving and a private bathroom with a large tile shower. A sunroom lined with Andersen windows provides a comfortable place to enjoy the surrounding scenery and mountain views throughout the year. The walk-out lower level includes two additional bedrooms, a full bathroom, storage and an attached single-car garage that is insulated and finished with drywall. Andersen windows and doors, spray-foam insulation, architectural shingles, engineered siding and a tankless water heater reflect the quality built into these homes. Asheville Regional Airport, healthcare and many of the area’s best hiking, biking and outdoor destinations are also within easy reach. Multiple homes, floor plans and finish selections are available. Example photos are from a previously completed home within the community and show the builder’s craftsmanship and typical finishes. Floor plans, features, finishes and views may vary. Home is currently under construction. Refer to the attached floor plan for the proposed layout of this home.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
5/10
Hendersonville MiddleGrades 6-81.1 mi
7/10
Hendersonville HighGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: Riverside Garage
  • Builder name: Moore & Son

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Range,Microwave,Refrigerator,Wine Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Exterior Entry,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 540
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,690 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9569659473
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.02 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$185$2,220
Property Taxes $245$2,940
Electricity $200$2,405
Total$3,663$43,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,588/yr
40% on housing$109,890/yr
45% on housing$97,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 28792$193
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28792$217
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$600,000

New Construction

AgentTucker Rhinehart
BrokerageKeller Williams Mtn Partners, LLC

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