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491 Kellwood Dr Ext Drive #491, Boone, NC, 28607

--beds
1baths
448sqft
$190,000
$424price/sqft
$1,273/moest. monthly cost
$50,920/yrincome needed

About This Home

This low-maintenance, efficiency condo is the perfect setup for parents looking to lock inhassle-free housing for their Appalachian State University student, or for savvy investors seeking a consistent, high-yield long-term rental in Boone's highly competitive housing market. Why You'll Love It: Smart Space-Saving Layout: Features a built-in Murphy bed that easily tucks away, giving you maximum living space during the day and a comfortable bedroom setup at night. Cozy Mountain Vibes: Unwind after a long day of classes or hiking next to your very own fireplace. Outdoor Living: Step straight outside onto your walk-out patio — great for enjoying your morning coffee or fresh mountain air. Unbeatable Convenience: Located just minutes from the App State campus, local dining, shopping, and convenient AppalCART routes. Outstanding Rental Potential: Highly efficient design means low utility costs and minimal maintenance, making this a reliable, hands-off addition to any investment portfolio.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Hardin Park ElementaryGrades PK-82.3 mi
8/10
Watauga HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave Hood Fan,Microwave,Other,Refrigerator,See Remarks,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 448

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 448
  • Total interior livable area: 448 sqft

Property

Details

  • Parcel number: 2929005392040

Features

  • Levels: One
  • Stories: 1

Parking

  • Parking features: Asphalt,Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$47$564
Property Taxes $66$792
Electricity $200$2,405
Total$1,273$15,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,645/yr
40% on housing$38,190/yr
45% on housing$33,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 28607$273
Watauga County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 28607$272
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$190,000

For Sale by Agent

AgentTony Floyd
BrokerageHoward Hanna Allen Tate Realtors Boone

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