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1905 Deer Cove Cc Ct #0, Normal, IL, 61761

3beds
4baths
3,173sqft
$330,000
$104price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Spacious 2-story duplex located on a quiet cul-de-sac street w/ the best views overlooking the 13th hole of Ironwood Golf Course. Upon entering, you will appreciate the large windows offering the perfect views & best natural light. 2-story great rm w/ fireplace opens to eat-in kitchen & dining space. The kitchen includes good cabinet & counter space, island w/ seating for (4), & a large table space w/ slider to covered deck (storage below). Main floor also includes laundry rm off garage w/ utility sink & 1/2 guest bath. The upstairs loft is bright & airy overlooking the main floor family rm & the perfect place for an office or playroom. The master BR has a vaulted ceiling, golf course views, & an updated bath w/ double vanity, whirlpool tub, tiled shower, & walk-in closet w/ custom shelving. The 2nd upstairs BR also includes a private full bath & walk-in closet. The basement family rm includes great light & views w/ lookout windows. 3rd BR (small window but no egress), updated 3rd full bath w/ tiled shower, & office nook are also located below. You are sure to love the beautiful views, mature trees, & lovely backyard perfect for golfers, gardeners, & peaceful outdoor living. This wonderful subdivision offers the golf course, Ironwood Park, community gardens, lakes, & close access to the constitution trail. Home was professionally appraised for $345,000 June 23rd, 2026.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

7/10
4/10
Parkside Jr High SchoolGrades 6-84.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Vinyl Siding,Synthetic Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Duplex,Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Partial Exposure,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 195
  • Dimensions: 13X15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 360
  • Dimensions: 18X20

Features

  • Vaulted Ceiling(s),Cathedral Ceiling(s),Walk-In Closet(s),Open Floorplan
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 874

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,173
  • Total interior livable area: 3,173 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 350
  • Dimensions: 14X25

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 42
  • Dimensions: 7X6

Loft

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 180
  • Dimensions: 10X18

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 210
  • Dimensions: 14X15

Other

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 320
  • Dimensions: 16X20

Other

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 81
  • Dimensions: 9X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1414187001
  • Special condition: Exclusions-Call List Office

Lot

  • Features: On Golf Course,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Yes,Garage Owned,Attached,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$184$2,208
Property Taxes $580$6,960
Electricity $244$2,928
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 61761$128
McLean County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61761$119
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$320,000
2026-08-04Price change$320,000
2026-07-28Listed for sale$330,000
2026-07-25Contingent$330,000
2026-07-23Listed for sale$330,000

For Sale by Agent

AgentAmanda Kinsella, GRI
BrokerageBHHS Central Illinois, REALTORS

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