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0 Monroe Trl #649, Perry, MO, 63462

4beds
3baths
1,732sqft
$650,000
$375price/sqft
$4,237/moest. monthly cost
$169,480/yrincome needed

About This Home

Here's your chance to own a hard-to-find property in the Mark Twain Lake area. Situated on 17.12± acres, this private retreat is tucked behind a gated entrance and offers a beautiful mix of open ground, mature timber, and water. Whether you're looking for a full-time home, weekend getaway, or hunting and fishing property, this one checks all the boxes. The centerpiece of the property is the 3.5± acre stocked lake, providing excellent fishing and incredible views right from the house. Spend your mornings on the water, evenings around the fire, or simply enjoy the peace and quiet that comes with owning your own private lake. The home features 4 bedrooms, 3 full bathrooms, and an additional loft that works great for extra sleeping space, a home office, or a game room. Inside you'll find an open floor plan with vaulted ceilings, exposed wood beams, and plenty of windows that bring in natural light and showcase the surrounding landscape. One of the best features of the home is the large wraparound porch, offering the perfect place to relax, entertain guests, or take in the view overlooking the lake and surrounding countryside. For outdoor enthusiasts, this property is even more impressive. The 17.12 acres adjoin Corps of Engineers ground, giving you direct access to additional land for hiking, hunting, and exploring. You're also just minutes from Mark Twain Lake, making it easy to enjoy some of the area's best boating, fishing, and public hunting opportunities. Properties with this much privacy, a stocked lake, a quality home, and direct access to Corps ground rarely become available. If you've been looking for a place where you can fish, hunt, entertain, and enjoy the outdoors without leaving your own property, this is one you'll want to see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Paris Elementary SchoolGrades PK-610.8 mi
3/10
Paris Jr. High SchoolGrades 7-810.7 mi
8/10
Paris High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,732

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,732 sqft

Property

Details

  • Parcel number: 139.129000000002.010
  • Special condition: Standard

Lot

  • Lot size: 17.12 Acres
  • Features: Adjoins Open Ground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$410$4,920
Property Taxes $400$4,800
Electricity $141$1,693
Total$4,237$50,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,268/yr
40% on housing$127,110/yr
45% on housing$112,986/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.5%
6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 63462$94
Monroe County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 63462$165
Monroe County$66

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$650,000
2026-07-23Listed for sale$650,000

For Sale by Agent

AgentLucas Mitchell
BrokerageTrophy Properties & Auction

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