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4660 Four Leaf Ln, Midlothian, VA, 23112

4beds
3baths
2,177sqft
$549,060
$252price/sqft
$3,504/moest. monthly cost
$140,160/yrincome needed

About This Home

Come tour this ready now, quick move in home backing to a private wooded area, but close to everyday conveniences in the sought after Cloverleigh neighborhood. This home is build & ready to call home! Welcome to The Charles at Cloverleigh Single-Family Homes-a beautifully designed home that offers the flexibility today's buyers are looking for, with a private 1st floor guest suite, open-concept living & versatile upstairs spaces. Featuring 4 BR’s, 3 full baths, 2,177 sqft & a 2-car garage. The Charles is thoughtfully crafted to accommodate every stage of life. The bright & inviting main level centers around a spacious great room that flows seamlessly into the gourmet kitchen & dining area. An elegant foyer with convenient under-stairs storage helps keep life organized, while the included covered porch extends your living space outdoors for relaxing mornings & evenings. A standout feature of this home is the 1st floor bedroom with an adjacent full bath, ideal for guests, multi-generational living, a private home office, or a quiet retreat. Upstairs, a spacious loft provides flexible living space. Two secondary BR’s offer comfort & privacy, while the luxurious owner's suite features a large WIC & a spa-inspired bath. Included in this home, enjoy an exceptional collection of included luxury upgrades designed to elevate your home from day one. Premium features include enhanced quartz countertops, upgraded white cabinetry, designer backsplash, enhanced pendant lighting, dimmable LED lighting throughout, a covered porch, frameless shower door with tile surround & designer black fixtures & finishes & a gas tankless waterheater. Experience the polished, move-in-ready feel of a luxury home with thoughtfully selected designer details already included. The Cloverleigh community residents will enjoy a gazebo, tot lots & planned resort-style amenities including a pool, onsite dining, firepits & inviting green spaces. Conveniently situated near Route 288, Cloverleigh offers easy access to shopping, dining, parks & schools.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
9/10
5/10
Clover Hill High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 12.10 x 15.1

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Disposal,Gas Water Heater,Microwave,Oven,Smooth Cooktop,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Second
  • Dimensions: 10.5 x 10.11

Bedroom3

  • Level: Second
  • Dimensions: 10.4 x 10.7

Bedroom4

  • Level: First
  • Dimensions: 10.6 x 10.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 11.10 x 12.1

Features

  • Bedroom on Main Level,Dining Area,Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Loft,Bath in Primary Bedroom,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Vinyl
  • Attic: Access Only,None
  • Finished area below ground: 0
  • Finished area above ground: 2,177

Great Room

  • Level: First
  • Dimensions: 16.2 x 15.11

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,177 sqft

Kitchen

  • Level: First
  • Dimensions: 11.10 x 14.1

Laundry

  • Level: Second

Master Bedroom

  • Level: Second
  • Dimensions: 15.1 x 13.5

Other

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 733679736700000
  • Attached to another structure: Yes
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool,Community
  • Patio & porch: Rear Porch,Porch
  • Exterior features: Lighting,Porch
  • Fencing: None

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Off Street,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$176$2,112
Property Taxes $343$4,116
Electricity $209$2,516
Total$3,504$42,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,137/yr
40% on housing$105,120/yr
45% on housing$93,440/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$198
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$549,060
2026-07-23Listed for sale$549,060

New Construction

AgentJohn Thiel
BrokerageLong & Foster REALTORS

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