6099 State Highway 136 W, Henderson, KY, 42420
About This Home
History and heart, all in one address in Smith Mills. This charming 4-bedroom, 2-bath home blends historical character with fresh, move-in-ready updates. Set on a fenced-in lot, this property is as practical as it is picturesque, with a conveniently central location right between Union and Henderson County. Cozy Fall nights are quickly approaching, this home's cozy character truly shines think crisp evenings, warm interiors, and a setting full of story and charm. Features: - 4 bedrooms, 2 bathrooms - 1,734 square feet - Historical home with original character - New flooring installed throughout - fenced-in back yard - Prime location between Union and Henderson County
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1914
Materials
- Construction materials: Dry Wall,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range/Oven,Microwave
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Window features: Some Window Treatments
- Flooring: Wood,Laminate
- Finished area above ground: 1,734
Heating & Cooling
- Heating features: Gas Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,734 sqft
Property
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Front Porch,Back,Deck
- Fencing: Chain Link,Privacy
Lot
- Lot size: 0.51 Acres
- Lot size dimensions: 106 x 209
Parking
- Total spaces: 2
- Parking features: Garage Detached,Yes,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $136 | $1,632 |
| Electricity | $154 | $1,850 |
| Total | $1,409 | $16,908 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $189,999 |
| 2026-07-23 | Listed for sale | $189,999 |
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