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7656 Ivydale Rd, Clay, WV, 25043

2beds
2baths
0sqft
$119,000
--price/sqft
$948/moest. monthly cost
$37,920/yrincome needed

About This Home

Furnished Elk River Camp - Permanent Foundation, River Frontage & Outdoor Paradise in Clay, WV - $119,000 Here's your perfect furnished camp on the Elk River, located on Ivydale Road in Clay, West Virginia. This single-wide mobile home has had the trailer removed and now sits on a permanent block foundation, delivering the solid, year-round feel of a true riverside retreat. Thoughtful upgrades include roof trusses, new insulation and vapor barrier in the crawlspace, double-hung windows, a durable metal roof, attractive wood siding with chinking that resembles hand-hewed logs, and leaf filters for easy maintenance. Double sliding glass doors open onto a spacious 29x12 covered back deck that overlooks 217 feet of beautiful Elk River frontage, where large sycamore trees line the bank. The .98-acre parcel is nestled behind a protective line of pines and offers ample open space for kids' games and outdoor activities, plus a small fenced garden area beside the home and a rock-lined fire pit out back-ideal for roasting marshmallows and sharing stories after a day on the water. City water and an approved septic system serve the property. Outbuildings include a 20x20 metal two-stall garage, a convenient 12x15 carport adjacent to the back deck, and a 12x15 utility garage that comes stocked with a lawnmower and tools. Inside you'll find two bedrooms and two full bathrooms, electric heat (with natural gas available at the road and a propane tank beside the deck), and cooling provided by two window air conditioners. The home is fully furnished and move-in ready. From your own shoreline you can swim, kayak, trout fish, or simply canoe across the Elk River to the scenic West Virginia Rail to Trail (Elk River Trail). The trail system runs for over 50 miles (with more under development) of relatively flat, hard-packed path ideal for hiking and biking, with a trailhead right in Ivydale. Nearby in Clay County, the popular Rail Explorers railbike rides offer a unique pedal-assist adventure along the historic Buffalo Creek rails-with-trail, complete with waterfall views and forest scenery. The location also puts you within easy reach of regional lakes, including Summersville Lake roughly 30 minutes away for boating, fishing, and additional water recreation. This well-appointed riverside camp with its permanent foundation, multiple outbuildings, included equipment, and direct access to river and trail amenities won't last long at $119,000. Shown by appointment only to qualified buyers-call today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Clay Elementary SchoolGrades PK-54.8 mi
3/10
Clay Middle SchoolGrades 6-84.7 mi
6/10
Clay County High SchoolGrades 9-125.9 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Lease amount: 0

Features

  • Patio & porch: Covered Porch,Deck
  • Has view: Yes
  • View description: Private,River,Scenic,Wooded
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Riverfront
  • Waterbody name: Elk River

Lot

  • Lot size: 0.98 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$108$1,296
Property Taxes $58$696
Electricity $181$2,178
Total$948$11,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,502/yr
40% on housing$28,440/yr
45% on housing$25,280/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 25043$71
Clay County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 25043$102
Clay County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Contingent$119,000
2026-07-23Listed for sale$119,000

For Sale by Agent

AgentWyndi Yanero
BrokerageCentral WV Real Estate, LLC

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