8850 Route 46, Rome, NY, 13440
About This Home
Opportunity awaits on 4 acres directly across from Delta Park and just moments from Delta Lake State Park, offering quick and convenient access to boating, fishing, hiking, and outdoor recreation without the cost of lakefront ownership. A seasonal stream borders the side of the property, typically flowing during the winter and spring snowmelt. This unique property features a well-built detached 2-car garage with a spare area, constructed approximately 20 years ago, providing excellent storage or workshop space. The home itself is a true renovation project, requiring a complete mechanical and cosmetic overhaul. The interior has experienced significant deterioration, and is not currently move-in ready. However, the existing roof, siding, and windows appear to offer a solid starting point for the right buyer. Whether you're an investor, contractor, or buyer with vision, this property offers tremendous upside in a beautiful setting with acreage, natural features, and convenient access to Delta Lake, the Adirondacks, and countless outdoor recreation opportunities. Cash or renovation financing is recommended.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1912
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
- Flooring: Other,See Remarks
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Other,See Remarks,None
Interior Area
- Total structure area: 2,164
- Total interior livable area: 2,164 sqft
Property
Details
- Parcel number: 30660017200000010200000000
- Special condition: Standard
Features
- Exterior features: Gravel Driveway
Lot
- Lot size: 3.90 Acres
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: 349 x 537
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $244 | $2,928 |
| Electricity | $357 | $4,291 |
| Total | $1,553 | $18,636 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $159,900 |
| 2026-07-23 | Listed for sale | $169,900 |
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