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81 Ridge Road, Yonkers, NY, 10705

4beds
3baths
1,900sqft
$899,000
$473price/sqft
$6,560/moest. monthly cost
$262,400/yrincome needed

About This Home

Welcome to 81 Ridge Road, Yonkers, NY—a beautifully renovated stucco home nestled in the highly sought-after Park Hill neighborhood. This exceptional residence seamlessly blends timeless charm with modern luxury, offering 3 spacious bedrooms, 3 beautifully appointed bathrooms, and an ideal layout for today's lifestyle. Step inside to discover a bright and inviting living room featuring a working fireplace, a formal dining room perfect for entertaining, and a versatile playroom/family room that provides additional living space. The stunning new kitchen is designed to impress with quartz countertops, stainless steel appliances, custom cabinetry, and contemporary finishes. Every detail of this home has been thoughtfully updated, including custom-tiled bathrooms, recessed lighting throughout, a new HVAC system providing efficient heating and central air conditioning, new roof, new energy-efficient windows, and beautifully refinished interiors. Outside, enjoy a professionally manicured yard offering the perfect setting for outdoor entertaining, gardening, or relaxing in your private oasis. Ideally located in one of Yonkers' most desirable neighborhoods, this home is within walking distance of the Park Hill Racquet Club and offers quick access to major parkways, Metro-North, and public transportation. Enjoy the convenience of being just minutes from Manhattan, Connecticut, and the surrounding Tri-State area, making this an ideal home for commuters seeking suburban comfort with city accessibility. This move-in-ready Park Hill gem combines quality craftsmanship, modern amenities, and an unbeatable location—an opportunity not to be missed.

Getting Around

59
WalkingSomewhat Walkable
47
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

7/10
Yonkers High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1921

Materials

  • Construction materials: Recycled/Renewable Materials,Stucco

Notable Dates

  • Major remodel year: 1921

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Eat-in Kitchen
  • Attic: Crawl,Full

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 18000010000025800000067
  • Special condition: None

Lot

  • Lot size: 5,119 sqft

Parking

  • Total spaces: 4
  • Parking features: Carport,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$324$3,888
Property Taxes $1,378$16,536
Electricity $313$3,767
Total$6,560$78,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,914/yr
40% on housing$196,800/yr
45% on housing$174,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 10705$322
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10705$373
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$879,000
2026-07-23Listed for sale$899,000

For Sale by Agent

AgentDuwayne Shaw
BrokerageShaw Properties

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