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8 Stratford Lot Rd, Concord, VA, 24538

3beds
2baths
1,684sqft
$539,900
$321price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

Peaceful country living meets modern comfort in this stunning new construction home situated on 7 acres! Designed with an open concept layout, this home features 9-foot ceilings, luxury vinyl plank flooring throughout and a spacious vaulted great room highlighted by a cozy gas log fireplace. The kitchen offers custom soft-close cabinetry, quartz countertops, black fixtures, pantry, subway backsplash, while the bathrooms features matching upgraded finishes. The private primary suite boasts a beautifully tiled walk-in shower with glass door and separate his and her vanities. A full unfinished basement with rough-in for future full bath provides endless possibilities for expansion with over 3,200 finished sq. feet. Relax & unwind on the inviting front rocking chair porch or entertain guests on the covered rear porch overlooking the scenic property. Large barn with lots of storage. Quality craftsmanship and thoughtful upgrades throughout make this home an exceptional value!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Appomattox Primary SchoolGrades PK-28.1 mi
6/10
Appomattox Middle SchoolGrades 6-88.6 mi
3/10

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Shake,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Dryer Hookup,Main Level,Separate Laundry Rm.,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Heated,Interior Entry,Concrete,Bath/Stubbed

Bedroom2

  • Level: First
  • Area: 144

Bedroom3

  • Level: First
  • Area: 132

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Drywall,Free-Standing Tub,Great Room,Main Level Bedroom,Main Level Den,Primary Bed w/Bath,Tile Bath(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes
  • Attic: Storage Only
  • Finished area below ground: 0
  • Finished area above ground: 1,684

Great Room

  • Level: First
  • Area: 360

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,684
  • Total interior livable area: 1,684 sqft

Kitchen

  • Level: First
  • Area: 156

Living Room

  • Area: 0

Master Bedroom

  • Level: First
  • Area: 221

Office

  • Area: 0

Property

Details

  • Parcel number: 7248

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Balcony,Garden

Lot

  • Lot size: 7.02 Acres
  • Features: Undergrnd Utilities

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$191$2,292
Property Taxes $233$2,796
Electricity $202$2,433
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 24538$181
Appomattox County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 24538$196
Appomattox County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$539,900

New Construction

AgentLauren Bell
BrokerageLauren Bell Real Estate, Inc.

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