188 Keller Ln, Morgantown, WV, 26508
About This Home
Ultra-Prime Waterfront Retreat on Cheat Lake, West Virginia An exceptional opportunity to own one of the most distinctive waterfront properties on Cheat Lake. Featuring approximately 125 feet of private shoreline, this secluded retreat offers a rare combination of privacy, luxury, and year-round accessibility. Nestled in the area locally known as "The Backwaters," the property is accessed by a gated private road and a residential tram system, creating an unmatched arrival experience while remaining conveniently accessible throughout the year. The home features: 2 bedrooms, 1 full bath High-end finishes and craftsmanship throughout Fresh well water Custom septic system Offered completely furnished—move-in ready Whole house BOSE audio/video system throughout. The setting is truly one of a kind and is widely regarded as one of the most unique locations on all of Cheat Lake, offering breathtaking waterfront views and an unparalleled sense of tranquility. Additional Information: Existing floodplain exemption on file with the Monongalia County Courthouse. Property details and tax map information are available through the Monongalia County GIS mapping system. Bidding begins at $1,250,000. All reasonable offers will be given careful consideration. This is a rare opportunity to acquire a legacy waterfront property unlike any other on Cheat Lake.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Roof: Other
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile,Hardwood
- Fireplace: Yes
Interior Area
- Total interior livable area: 900 sqft
Property
Features
- Exterior features: Stone,Vinyl,Wood
- Has view: Yes
- View description: Water,Mountain
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 3
- Parking features: Off-street,On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $420 | $5,040 |
| Property Taxes | $468 | $5,616 |
| Electricity | $181 | $2,178 |
| Total | $7,389 | $88,668 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $1,250,000 |
| 2026-07-23 | Listed for sale | $1,500,000 |
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