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1 13th St #B, Charlestown, MA, 02129

2beds
1baths
900sqft
$545,000
$606price/sqft
$3,534/moest. monthly cost
$141,360/yrincome needed

About This Home

Wake up to panoramic Boston Harbor views and experience waterfront living unlike anywhere else. Rare opportunity to own a year-round floating home in Boston’s desirable Charlestown Marina. Built in 2021, this approximately 900 sq. ft. home offers 2 bedrooms, 1 bath, a spacious living room with a gas fireplace, a full kitchen, and efficient mini-split heating and cool i g. The primary bedroom overlooks Boston Harbor and the downtown skyline. Enjoy spectacular views from the rooftop deck with its own kitchenette—perfect for entertaining or relaxing. This is not a boat, but a true floating home designed for comfortable year round living. Located in a welcoming, pet friendly waterfront community just minutes from downtown Boston, the North End, Seaport, and Logan Airport. Experience peaceful harbor living with all the conveniences of city life.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

4/10
3/10
Umana/Alighieri K-8Grades PK-80.5 mi
3/10
Charlestown High SchoolGrades 7-120.7 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 900 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$112$1,344
Property Taxes $313$3,756
Electricity $354$4,259
Total$3,534$42,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,165/yr
40% on housing$106,020/yr
45% on housing$94,240/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$606This listing

vs Other Active Listings

Avg $/sqft

ZIP 02129$622
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02129$833
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$545,000

For Sale by Owner

AgentProperty Owner

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