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1698 Pebble Beach Cir, Elgin, IL, 60123

2beds
2baths
1,143sqft
$274,500
$240price/sqft
$2,138/moest. monthly cost
$85,520/yrincome needed

About This Home

Gorgeous move-in-ready end-unit townhome in the popular College Green subdivision! Major systems are all new in 2025 - skylights, roof, HVAC, and water heater - so you can move in with total peace of mind. New COREtec waterproof flooring runs throughout the entire first floor. The kitchen features a stylish backsplash and stainless steel appliances, and the vaulted-ceiling family room showcases two skylights that fill the home with natural light. Step outside to the deck for morning coffee or evening relaxation, with direct access to the walking path.

Getting Around

37
WalkingCar-Dependent
27
TransitSome Transit
62
BikeBikeable

Schools

6/10
3/10
Abbott Middle SchoolGrades 7-81.6 mi
4/10
South Elgin High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator
  • Laundry features: Gas Dryer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: COMBO

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,143 sqft

Kitchen

  • Level: Main
  • Area: 91
  • Dimensions: 7X13

Laundry

  • Level: Second
  • Area: 21
  • Dimensions: 3X7

Living Room

  • Level: Main
  • Area: 361
  • Dimensions: 19X19

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0627104025
  • Special condition: None

Features

  • Patio & porch: Deck

Lot

  • Lot size dimensions: 17X116X31X30X114X24

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,388$16,656
Home Insurance *$122$1,464
Property Taxes $498$5,976
Electricity $130$1,569
Total$2,138$25,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,302/yr
40% on housing$64,140/yr
45% on housing$57,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 60123$140
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60123$209
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-04-03Sold$159,900
2020-02-25Pending sale$159,900
2020-02-21Listed for sale$159,900
2016-12-09Sold$132,000
2016-11-10Pending sale$135,500
2016-10-18Listed for sale$135,500
2013-12-22Listing removed$1,295
2013-10-19Listed for rent$1,295
2001-05-07Sold$117,000
1995-10-04Sold$100,500

For Sale by Agent

AgentGraciela Martinez
BrokerageEpic Real Estate Group

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