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4543 1st Ter, Bangor, PA, 18013

1beds
1baths
848sqft
$198,000
$233price/sqft
$1,540/moest. monthly cost
$61,600/yrincome needed

About This Home

WELCOME TO YOUR PA.SERENE RETREAT IN LOWER MOUNT BETHEL PA.THIS CHARMING SINGLE FAMILY HOME OFFERS A PERFECT BLEND OF MODERN CONVENIENCE AND TRANQUIL LIVING.WITH LOFT BEDROOM AND REMODELED KITCHEN AND BATH THIS COZY 848 SQUARE FOOT RESIDENENCE IS IDEAL FOR THOSE SEEKING A FIRST HOME,A VACATION GETAWAY OR A PEACEFUL 2ND HOME. STEP INSIDE TO DISCOVER A MODERN KITCHEN AND BATH,COMPLIMENTED BY SLEEK LAMINATE FLOORING.COMFORT IS ASSURED WITH A SPLIT UNIT FOR HEAT AND CENTRAL AIR CONDITIONING WHILE THE PELLET STOVE ADDS A TOUCH OF WARMTH TO THE DINING AREA LIVING ROOM AREA. NESTLED WITHIN A PRIVATE SUBDIVISION OF JUST 52 HOMES,THIS PROPERTY OFFERS COMMUNITY WATER AND RIVER RIGHTS ON THE DELAWARE,PERFECT FOR FISHING,BOATING AND ENJOYING THE GREAT OUTDOORS.THE HOA FEE OF $185 PER MONTH COVERS PRIVATE ROAD MAINTENANCE AND USE OF THE BOAT LAUNCH ENSURING EASY ACCESS TO THIS SERENE LOCATION. AN OVERSIZED TWO CAR GARAGE AND ADDITIONAL OFF STREET PARKING PROVIDE AMPLE SPACE FOR VEHICLES AND STORAGE,THE PROPERTY'S PRIME COMMUTER LOCATION NEAR MAJOR ROUTES AND NEW JERSSEY ENHANCES ITS APPEAL. EXPERIENCE THE PEACEFUL SURROUNDINGS AND INVITING FEATURES OF THIS HOME.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
Bangor Area High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Unknown
  • Year built: 1900

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First
  • Dimensions: 9.00 x 4.00

Family Room

  • Level: First
  • Dimensions: 7.00 x 15.00

Features

  • Dining Area,Home Office,Family Room Main Level
  • Flooring: Carpet,Laminate,Resilient,Vinyl
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 848

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Pellet Stove
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 848 sqft

Kitchen

  • Level: First
  • Dimensions: 8.00 x 11.00

Living Room

  • Level: First
  • Dimensions: 11.00 x 11.00

Master Bedroom

  • Level: Second
  • Dimensions: 11.00 x 11.00

Other

  • Level: First
  • Dimensions: 7.00 x 5.00

Property

Details

  • Parcel number: 53690658115951
  • Zoning: LD
  • Special condition: Real Estate Owned

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Porch
  • Has view: Yes
  • View description: Panoramic,Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 0.13 ACRE

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance *$78$936
Property Taxes $237$2,844
Electricity $224$2,692
Total$1,540$18,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,800/yr
40% on housing$46,200/yr
45% on housing$41,066/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 18013$175
Northampton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 18013$178
Northampton County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentDave Bohning
BrokerageBHHS Fox & Roach Bethlehem

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