12 Summit Dr #31, Cream Ridge, NJ, 08514
About This Home
Nestled on a peaceful wooded lot within the much sought after 55+ community of Deep Run, this home offers a tranquil escape with picturesque lake views. With nature at your doorstep, enjoy the beauty of mature trees surrounding the property and a serene lake just beyond, perfect for relaxing in the outdoors. This home has been completely updated and is turnkey ready. This home also boasts a new extended deck, an updated three season room, new windows, a brand new shed... the list goes on and on. The serene setting promises privacy, peace, and easy access to the natural world, making this home a perfect place to unwind and enjoy lakeside living. Whether you're seeking a getaway, or a quaint home with character, this property offers a unique opportunity to embrace country living with a beautiful backdrop. This home will not disappoint!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Laundry features: Common Area
Basement
- Basement: No
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Features
- Skylight(s)
- Window features: Skylight(s)
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Features
- Patio & porch: Deck
- Exterior features: Fitness Center,Tennis Court(s),Barbecue
- Fencing: Fenced
Parking
- Parking features: OffStreet
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Ice Storm
- Winter Weather
- Cold Wave
- Drought
- Hurricane
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $530 | $6,360 |
| Home Insurance * | $31 | $372 |
| Property Taxes | $124 | $1,488 |
| Electricity | $193 | $2,318 |
| Total | $878 | $10,536 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $105,000 |
View on Zillow