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4630 Trifolium Ln, Midlothian, VA, 23112

4beds
3baths
2,197sqft
$539,990
$246price/sqft
$3,451/moest. monthly cost
$138,040/yrincome needed

About This Home

Welcome to The Geneva at Cloverleigh Single-Family Homes-a thoughtfully designed home that combines the convenience of first-floor owner’s suite living with the flexibility of a spacious two-story layout. Offering 4 BR's, 2.5 baths, 2,197 square feet & a 2-car garage, The Geneva delivers the perfect balance of comfort, elegance & everyday practicality. The open-concept main level is designed to bring people together, featuring a stunning great room that flows seamlessly into the gourmet kitchen & dining area. Whether hosting guests or enjoying a quiet evening at home, the bright, connected living spaces create an inviting atmosphere throughout. Step outside to the patio & enjoy effortless indoor-outdoor living. Privately tucked away on the main level, the luxurious owner’s suite offers the ease & convenience of first-floor living, complete with a spacious walk-in closet & a spa-inspired bath featuring dual vanities. Upstairs, three addt’l bedrooms & a versatile loft provide abundant space for family, guests, a home office, fitness area, or media room. For a limited time, enjoy an exceptional collection of included luxury upgrades designed to elevate your home from day one. Premium features include enhanced quartz countertops, upgraded cabinetry, designer backsplash, enhanced pendant lighting, dimmable LED lighting throughout, a covered porch, frameless shower door with tile surround & designer black fixtures & finishes. Experience the polished, move-in-ready feel of a luxury home with thoughtfully selected designer details already included. The Cloverleigh community residents will enjoy a gazebo, tot lots & planned resort-style amenities including a pool, onsite dining, firepits & inviting green spaces. Conveniently situated near Route 288, Cloverleigh offers easy access to shopping, dining, parks, schools & everyday conveniences. Discover the ease of main-level living, the flexibility of additional upstairs space & the exceptional value of included luxury finishes in The Geneva.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
9/10
5/10
Clover Hill High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Row House
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Disposal,Gas Water Heater,Microwave,Oven,Smooth Cooktop,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining Area,Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Loft,Bath in Primary Bedroom,Main Level Primary,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,197

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,197 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 734680060400000
  • Attached to another structure: Yes
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Pool,Community
  • Patio & porch: Rear Porch,Porch
  • Exterior features: Lighting,Porch
  • Fencing: None

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Off Street,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$173$2,076
Property Taxes $337$4,044
Electricity $211$2,539
Total$3,451$41,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,320/yr
40% on housing$103,530/yr
45% on housing$92,026/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$198
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$542,990
2026-07-24Listed for sale$539,990

New Construction

AgentJohn Thiel
BrokerageLong & Foster REALTORS

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