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18 Hartland St, Billings, MT, 59105

2beds
1baths
784sqft
$49,500
$63price/sqft
$462/moest. monthly cost
$18,480/yrincome needed

About This Home

Start your equity path with this 2-bedroom manufactured home in Cherry Creek MHP. Built in 2004, this 784 sq ft home offers an affordable opportunity for first-time buyers, downsizers, or anyone looking to build equity instead of renting. Inside, warm tongue and groove finishes create a cozy, inviting feel, while updated HardieBoard/LP siding adds durability and curb appeal. The fenced yard provides space for pets, gardening, or outdoor relaxation, and off-street parking adds everyday convenience. Potential seller financing is available with 20% down, creating an attractive option for buyers seeking flexible financing. Don't miss this opportunity to own an affordable home with character, updates, and room to make it your own. Seller is a licensed real estate agent. Buyers must apply and be approved for home to stay in MHP. 360 tour, 3D dollhouse, floorpan: https://dub.sh/Hartlandunbrand

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Skyview High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Manufactured Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 784

Heating

  • Heating features: Forced Air,Gas,Combination

Interior Area

  • Total interior livable area: 784 sqft

Property

Details

  • Parcel number: 1006075
  • Zoning description: RMH - Residential Manufactured Home

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Features: Interior Lot,Level,Pond on Lot

Parking

  • Parking features: None,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $250$3,000
Home Insurance $31$372
Property Taxes $30$360
Electricity $151$1,812
Total$462$5,544

Income You'd Need if You Spent...

35% on housing$15,840/yr
40% on housing$13,860/yr
45% on housing$12,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$166
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$49,500

For Sale by Agent

AgentSherman Kirby
BrokerageLPT Realty

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