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2892 SW HARBOR HILLS ROAD, Dunnellon, FL, 34431

3beds
2baths
1,394sqft
$275,000
$197price/sqft
$1,929/moest. monthly cost
$77,160/yrincome needed

About This Home

Virtually Staged. Under Construction. Not all new construction is created equal—this one is packed with premium upgrades, standout style and INCLUDES A 210 - 10 YEAR WARRANTY! See the difference for yourself as you step into this PREMIUM UPGRADED MODEL, beautifully set on a .99 acre lot. Built with CONCRETE BLOCK construction and featuring vaulted ceilings, this home offers both long-lasting durability and elevated style. The open, split floor plan flows effortlessly with LVP flooring throughout (no carpet here), giving the home a clean, modern finish. The kitchen and bathrooms are equipped with granite countertops, white shaker-style soft-close cabinets, and STAINLESS-STEEL appliances. The primary suite includes a large walk-in closet and a beautifully tiled shower with a GLASS enclosure—no fiberglass or acrylic inserts here. The second bathroom offers a PORCELAIN TUB surrounded by DESIGNER TILE, creating a polished, upscale feel in every detail. With NO HOA and no deed restrictions, you’ll enjoy the freedom to truly make this property your own. Located just 15 minutes from downtown Dunnellon and 10 minutes from Rainbow Springs State Park, you’re close to kayaking, swimming, diving, and fishing. The nearby Rainbow Lakes Community Center features tennis courts, racquetball, basketball, a baseball field, and a playground. Tiger Lake with a public boat ramp is also just minutes away. This home blends premium upgrades, spacious land, and a prime location—making it a rare and exciting opportunity. Call today for more information and take the first step towards making this house your home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Romeo Elementary SchoolGrades PK-53.7 mi
5/10
Dunnellon Middle SchoolGrades 6-87.3 mi
2/10
Dunnellon High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Magnolia
  • Builder name: BWC Constructing and Contracting

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Stone Counters,Thermostat,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,394 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 1807006013
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.99 Acres
  • Lot size dimensions: 135 x 320

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$177$2,124
Property Taxes $165$1,980
Electricity $197$2,366
Total$1,929$23,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,137/yr
40% on housing$57,870/yr
45% on housing$51,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 34431$139
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34431$180
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$275,000

New Construction

AgentTiffani Loughlin
BrokerageMAIN STREET REALTY & DEVELOP

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