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200 4th St, Terra Alta, WV, 26764

6beds
5baths
3,649sqft
$199,000
$55price/sqft
$1,536/moest. monthly cost
$61,440/yrincome needed

About This Home

What an interesting and versatile piece of real estate with endless possibilities! With no zoning restrictions, this property can be used for residential or commercial purposes and would make an excellent investment, rental property, business location, or even a unique private residence. Formerly operated as a ResCare assisted living facility, it features two large living and gathering areas, a spacious entry/reception area, five bedrooms with attached bathrooms, an additional bedroom or office, and a large kitchen with the existing kitchen equipment conveying. A backup generator is also included with the sale. As an added bonus, the property directly across the street conveys as well, offering additional parking, room for expansion, or the potential for another homesite. Whether you're looking to continue a care-related use, develop rental units, establish a commercial business, or create your dream home, this property offers incredible flexibility and opportunity.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
3/10
Preston High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Level: Basement

Basement

  • Basement: None

Bedroom2

  • Features: Laminate Flooring
  • Level: First
  • Area: 300

Bedroom3

  • Features: Laminate Flooring
  • Level: First
  • Area: 300

Bedroom4

  • Features: Laminate Flooring
  • Level: First
  • Area: 15

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Laminate Flooring
  • Level: First
  • Area: 400

Features

  • Single Level Living
  • Flooring: Vinyl,Concrete
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 3,649

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,649
  • Total interior livable area: 3,649 sqft

Kitchen

  • Features: Laminate Flooring
  • Level: First
  • Area: 240

Living Room

  • Features: Laminate Flooring
  • Level: First
  • Area: 500

Master Bedroom

  • Level: First
  • Area: 300

Property

Accessibility

  • Accessibility features: Handicap Modified

Details

  • Parcel number: 3917 60113.0000
  • Other equipment: Air Filter,Generator,Whole House Gen. - Hookup

Features

  • Levels: 1
  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.62 Acres
  • Features: Level,Landscaped
  • Lot size dimensions: 193 x 302 x 186 175 x 157 x 93

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Landslide
Lightning

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$76$912
Property Taxes $76$912
Electricity $378$4,536
Total$1,536$18,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,662/yr
40% on housing$46,080/yr
45% on housing$40,960/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 26764$115
Preston County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 26764$146
Preston County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$199,000

For Sale by Agent

AgentSHERI BALL
BrokerageALVAS

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