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404 N Water St, Georgetown, OH, 45121

2beds
1baths
480sqft
$60,000
$125price/sqft
$586/moest. monthly cost
$23,440/yrincome needed

About This Home

Unlock the possibilities with this 2-bedroom, 1-bath home that's ready for your vision. Whether you're looking for your next flip project, a rental investment, or an affordable property to renovate, this home offers a fantastic opportunity to build equity. Featuring a functional layout, solid bones, and plenty of potential for modern updates, it's the perfect canvas to create something special. Conveniently located near local amenities, shopping, schools, and major roadways, this property is ideal for investors or buyers looking to add value. Bring your ideas and transform this diamond in the rough into a standout home.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 64

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Kitchen

  • Area: 72

Living Room

  • Area: 108

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: Other
  • Level: First
  • Area: 72

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: 330687560100
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,049 sqft
  • Features: Less than .5 Acre

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$50$600
Property Taxes $40$480
Electricity $193$2,320
Total$586$7,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,091/yr
40% on housing$17,580/yr
45% on housing$15,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 45121$144
Brown County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45121$135
Brown County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$60,000

For Sale by Agent

AgentTara Clifton
BrokerageHuff Realty

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