186 Palmer Pl, Ruckersville, VA, 22968
About This Home
Custom New Construction — First-Floor Primary Suite, Multigenerational Design Welcome home to this thoughtfully designed custom new build, perfectly suited for multigenerational living on a very private lot. This 4-bedroom, 3.5-bath home offers an open floor plan concept anchored by a first-floor primary suite, with additional bedroom suites providing flexibility and privacy for extended family or guests. A dedicated first-floor office/library offers the perfect space for working from home or a quiet retreat for reading. The heart of the home is a chef-inspired kitchen featuring custom cabinetry with contemporary style, granite countertops, and a separate Butler’s pantry with its own dedicated cabinetry for extra storage and small appliances. A second living area on the upper level creates a natural gathering space apart from the main floor, and two separate laundry rooms — one on each level — add everyday convenience. The first-floor primary suite is a true retreat, showcasing travertine flooring, a his-and-her vanity, and a fully tiled shower. All bathrooms throughout the home feature tiled showers, and no detail has been overlooked — custom features and craftsmanship are evident throughout. Taxes are estimated.Owner Agent
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Block,Sealed,Slab
- Roof: Architectural
- Construction materials: Board & Batten Siding,Foam Insulation,Stick Built,Shingle Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Heated,Interior Entry,Unfinished,Walk-Out Access
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Double Vanity,Primary Downstairs,Multiple Primary Suites,Walk-In Closet(s),Breakfast Bar,Butler's Pantry,Breakfast Area,Entrance Foyer,Eat-in Kitchen,Home Office,Kitchen Island,Loft,Recessed Lighting
- Window features: Double Pane Windows,Insulated Windows,Screens,Tilt-In Windows
- Flooring: Carpet,Luxury Vinyl Plank
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,500
Foyer
- Level: First
Great Room
- Level: First
Half Bath
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 4,391
- Total interior livable area: 2,500 sqft
Kitchen
- Level: First
Laundry
- Level: First
Loft
- Level: Second
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Other
- Features: Butler's Pantry
- Level: First
Property
Accessibility
- Accessibility features: Accessible Doors
Details
- Parcel number: Map Number: 61C A 71
- Zoning description: A-1 Agricultural
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Rear Porch,Front Porch,Patio,Porch
- Has view: Yes
- View description: Residential,Trees/Woods
Lot
- Lot size: 2.02 Acres
- Features: Cul-De-Sac,Partially Cleared,Wooded,Drainage
Parking
- Total spaces: 2
- Parking features: Attached,Electricity,Garage Faces Front,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Drought
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,994 | $47,928 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $401 | $4,812 |
| Electricity | $240 | $2,889 |
| Total | $4,850 | $58,200 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $789,900 |
View on Zillow