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208 Whimbrel Way, Hampstead, NC, 28443

5beds
4baths
2,985sqft
$724,600
$243price/sqft
$4,446/moest. monthly cost
$177,840/yrincome needed

About This Home

Brand new and nearing completion in the sought-after waterfront community of Pelican Reef, with wonderful amenities including a community pier, pool, tennis courts, fitness center & clubhouse , the spacious ''Armstrong'' plan built by local builder Stevens Fine Homes offer 5 bedrooms, 3.5 baths, designer-curated finishes, a guest suite, a spacious screened porch and is situated on a desirable corner homesite! A large foyer with shaker-style wainscoting & crown molding greets your guests, while a convenient mudroom off the garage is the perfect spot to stow bags, sports gear, school great & the like. The spacious kitchen boasts 42'' soft-close, Homecrest cabinetry with ''alpine'' upper cabinets and ''iceberg'' on the lower cabinets and oversized island. Under-cabinet and pendant lighting makes for a bright space, and the ''cosmos carrara'' quartz countertops and herringbone tile backsplash create a statement-making kitchen. Frigidaire Gallery stainless steel appliances & a walk-in pantry add excellent function. The large living room boasts a propane gas fireplace, and the bright dining room, also with wainscoting & crown molding lends access to the peaceful screened porch. Upstairs, the primary suite offers a separate sitting area and an attached bath with a walk-in tile shower, separate soaking tub, water closet and large walk-in closet. A secondary suite with a private attached bath offers the perfect guest space or room for an older child. Three additional bedrooms, one of which makes a wonderful media room, a third full bath with double vanity and the laundry room, also with cabinetry & shelving for extra storage, complete the second floor. A finished two-car garage offers an additional storage closet. This gorgeous home is situated on a durable raised stem wall foundation with fiber cement siding. Boasting designer finishes like shaker trim details throughout the home, quartz countertops in kitchen & all full baths, luxury vinyl plank or tile flooring throughout the downstairs, tile flooring in all full baths, the laundry and mudroom & more! This home is estimated to reach completion in early September, 2026. Please note that some photos shown are of a previously built, similar home and are for representative purposes. Construction completion is an estimate and is subject to change.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-53.4 mi
9/10
Surf City MiddleGrades 6-83.4 mi
8/10
Topsail High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Raised,See Remarks
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Self Cleaning Oven,Dishwasher,Convection Oven,ENERGY STAR Qualified Appliances,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet,Ceramic Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,985
  • Total interior livable area: 2,985 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 42154270560000
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Screened,Front Porch,Rear Porch
  • Exterior features: Irrigation System,DP50 Windows
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 0.51 Acres
  • Features: Corner Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Concrete,Garage Door Opener,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,663$43,956
Home Insurance *$173$2,076
Property Taxes $332$3,984
Electricity $278$3,336
Total$4,446$53,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,434/yr
40% on housing$133,380/yr
45% on housing$118,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$269
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$724,600

New Construction

AgentStevens Fine Homes Team
BrokerageColdwell Banker Sea Coast Advantage

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