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120 Puddleduck Ln, Sylacauga, AL, 35151

4beds
2baths
1,888sqft
$575,000
$305price/sqft
$3,719/moest. monthly cost
$148,760/yrincome needed

About This Home

PHOTOS ARE UP: Newest to the market- A Well-Loved Lay Lake Charmer! Incredible Views, 2-slip with Lifts, Jet ski pad, a swim pier, and a slide with deep main-channel water. Four Bedrooms total, including two en-suite Primaries—one on the Main level and one in the Basement—providing privacy and convenience for everyone. Granite Countertops, gleaming Hardwood flooring, an Open Plan with a dramatic wall of windows framing your stunning Lake Views. Walk-around Deck connects the front to the Lakeside, complemented by a whole-house Generator, new Stainless steel Appliances, Security & Sound systems, Irrigation, & custom Landscape Lighting. Alabama Power owns the vacant lot next door, which preserves the peaceful surroundings. Additional shed, a mostly natural setting and a drive-through driveway. All you need is a Boat, maybe a watercraft or 2 with this one! Exceptionally loved and meticulously maintained. No HOA- Year-Round Water- Easy drive and million dollar views!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Fayetteville High SchoolGrades PK-124.4 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Basement
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Warming Drawer,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1088

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Block

Bathroom1

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom1

  • Level: First

Bedroom2

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Basement

Features

  • Sound System,Workshop (INT),High Ceilings,Crown Molding,Smooth Ceilings,Double Shower,Linen Closet,Walk-In Closet(s)
  • Door features: French Doors,Insulated Door
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Great Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Other,Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,088

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,888 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 3204180000002001
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Open (DECK),Deck
  • Exterior features: Balcony,Dock,Lighting,Sprinkler System
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lay Lake
  • Frontage length: 186

Lot

  • Lot size: 1 Acres
  • Features: Few Trees

Parking

  • Parking features: Boat,Circular Driveway,Driveway,Parking (MLVL),Off Street,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$434$5,208
Property Taxes $138$1,656
Electricity $240$2,881
Total$3,719$44,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,508/yr
40% on housing$111,570/yr
45% on housing$99,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 35151$107
Talladega County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 35151$145
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$575,000
2026-08-10Contingent$575,000
2026-07-31Listed for sale$575,000

For Sale by Agent

AgentJake Corley
BrokerageKeller Williams Metro South

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