2040 Tidewater Flt, Lexington, KY, 40509
About This Home
Under Construction. Current progress photos can be made available upon request. Approximately Drywall stage, driveway and patio just poured 7.28.26. The Cedar Cove, part of the Elan Series by Ball Homes, is a two-story plan with four bedrooms, all on the second floor. The plan offers a versatile flex area off the entry, and an open layout with a spacious family room. The island kitchen offers both a dining area and countertop dining, and a pantry. Off the kitchen is a covered 12'x12' patio. The utility room is located on the first floor and serves as a pass-through mudroom from the garage to kitchen area. Upstairs are the primary bedroom suite, three bedrooms, a loft and a hall bath. The primary bedroom suite includes a bedroom with vaulted ceiling, large closet, and spacious bath with garden tub and shower with tiled walls, double bowl vanity, window, and linen storage. Elevation details include a covered entry, offset window, and reverse gable design. Job# 76TU
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Dimensional Style
- Construction materials: Brick Veneer,Vinyl Siding
Other
- Builder model: Cedar Cove Elan Series
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom1
- Level: Second
Bathroom2
- Level: Second
Bathroom3
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Den
- Level: First
Family Room
- Level: First
Features
- Walk-In Closet(s)
- Window features: Screens
- Flooring: Carpet,Other
- Finished area below ground: 0
- Finished area above ground: 2,322
Foyer
- Level: First
Heating & Cooling
- Heating features: Forced Air,Zoned
- Cooling features: Electric,Zoned
Interior Area
- Total structure area: 2,322
- Total interior livable area: 2,322 sqft
Kitchen
- Level: First
Master Bedroom
- Level: Second
Utility Room
- Level: First
Property
Features
- Levels: Two
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 7,954 sqft
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,252 | $27,024 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $311 | $3,732 |
| Electricity | $183 | $2,200 |
| Total | $2,907 | $34,884 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $445,554 |
For Sale by Agent
View on Zillow