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125 Substation Rd, Mooresburg, TN, 37811

5beds
4baths
2,036sqft
$325,000
$160price/sqft
$2,017/moest. monthly cost
$80,680/yrincome needed

About This Home

Three homes. One property. Cherokee Lake access one tenth of a mile from the driveway. Out-of-state buyers keep asking the same question: how do you get on Cherokee Lake without a million dollar waterfront price tag? This is one answer. 1.68 unrestricted acres in Mooresburg with a 3-bedroom, 2-bath home remodeled top to bottom in 2020, a 2-bedroom, 1-bath home, and a 12x32 tiny home with a full kitchen, full bath, and stackable washer and dryer. Live in one. Rent the other two. Or fill all three with the people you actually want to see. Every home has its own covered porch, its own driveway, and its own electric meter. Two detached carports, a 648 square foot garage for the boat, and three storage buildings. The land is unrestricted, so you can add a septic and park campers or RVs if you want another stream of income. Here's what nobody tells you until you get here. Tennessee has no state income tax. Cherokee Lake runs 54 miles with public ramps up and down it. The Smokies are about an hour and a half southeast, and Knoxville's airport is close enough that family can fly in for a long weekend instead of planning a road trip. Cherokee Lake access is at the end of the road. This property is tucked off Hwy 11W in Hawkins County, where the road stays quiet and the ridgelines do the decorating. Three roofs, one closing, and a boat ramp at the end of the street.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Rogersville Middle SchoolGrades 6-812.8 mi
5/10
Cherokee High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Materials

  • Foundation: Permanent,Pillar/Post/Pier
  • Construction materials: Metal Siding,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Manufactured Home,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Refrigerator,Washer,Washer/Dryer Stacked
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • Ceiling Fan(s),High Speed Internet,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Metal
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,036

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air,Electric,Other

Interior Area

  • Total interior livable area: 2,036 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 132 12300 000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Rain Gutters,Storage
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 1.68 Acres
  • Features: Back Yard,Cleared,Front Yard,Irregular Lot
  • Lot size dimensions: 278.4 x 306.55

Parking

  • Total spaces: 6
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $56$672
Property Taxes $143$1,716
Electricity $175$2,103
Total$2,017$24,204

Income You'd Need if You Spent...

35% on housing$69,154/yr
40% on housing$60,510/yr
45% on housing$53,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 37811$262
Hawkins County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37811$273
Hawkins County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$325,000

For Sale by Agent

AgentAmy Shrader
BrokerageRE/MAX Real Estate Ten Midtown

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