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950 Middle Creek Rd, Afton, TN, 37616

5beds
2baths
1,704sqft
$249,900
$147price/sqft
$1,619/moest. monthly cost
$64,760/yrincome needed

About This Home

Rare opportunity to own a versatile multi-family property on approximately 2.2 acres in a beautiful country setting! This unique property features a 3-bedroom, 1-bath main home and a 2-bedroom, 1-bath apartment located above a spacious attached two-bay garage offering endless possibilities for homeowners and investors alike. The mobile home on the property is used for storage. Live in the main home while generating rental income from the apartment to help offset your mortgage, or maximize the property's income potential by leasing both residences. Whether you're looking for a multi-generational living arrangement, investment opportunity, or simply plenty of space to spread out, this property offers exceptional flexibility. Enjoy peaceful country views and the added bonus of approximately 2.2 acres plus ownership of the creek frontage located across the road, creating a picturesque setting to relax and enjoy nature. Conveniently located just 7 minutes from Greeneville, 35 minutes from Johnson City, and close to shopping, restaurants, schools, and the hospital. Outdoor enthusiasts will appreciate being only 12 minutes from Margarette Falls, 20 minutes from Mary's Creek Falls, and 12 minutes from Bailey Falls. Don't miss this unique opportunity to own a property with multiple living spaces, income-producing potential, and a desirable East Tennessee location! The main home has seen several valuable updates, including a shingle roof approximately 5 years old. PEX plumbing, a new water line from the road to the home, and a water heater replaced approximately 2 years ago by Tommie's Plumbing. Utilities are designed with convenience in mind. Both residences are served by one water meter, while each unit has its own separate electric meter, making property management more efficient. All information taken from a third-party source (courthouse/tax records) and to be verified by the buyer/buyer's agent. Drawn in lines are approximate. Taxes to be assessed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Doak Elementary SchoolGrades PK-53.6 mi
9/10
6/10
Chuckey Doak High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Metal,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Kitchen/Dining Combo,Laminate Counters
  • Window features: Single Pane Windows
  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,770
  • Total interior livable area: 1,704 sqft

Property

Details

  • Parcel number: 113 07800 000
  • Zoning: A-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Topography of land: Cleared, Level

Lot

  • Lot size: 2.20 Acres
  • Lot size dimensions: 2.2 acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Carport,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance $94$1,128
Property Taxes $87$1,044
Electricity $175$2,103
Total$1,619$19,428

Income You'd Need if You Spent...

35% on housing$55,508/yr
40% on housing$48,570/yr
45% on housing$43,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 37616$188
Greene County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37616$239
Greene County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$249,900
2026-07-24Listed for sale$249,900

For Sale by Agent

AgentBrad Broyles
BrokerageCENTURY 21 Legacy - Greeneville

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