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1222 Whisper Rock Dr, Rockwall, TX, 75032

4beds
4baths
3,000sqft
$1,049,000
$350price/sqft
$7,537/moest. monthly cost
$301,480/yrincome needed

About This Home

Built by J3 Developments, this Whisper Rock home brings elevated finishes to a floor plan built for flexibility. Quartzite runs throughout the kitchen and bathrooms, white oak floors, and solid core doors, 12in baseboards, and custom Hallmark cabinetry with soft close hardware signal quality at every turn. Andersen windows fill the home with natural light, while spray foam insulation, wiring for CAT6 and built in speakers, and a built in Green Electronics security system deliver modern comfort and efficiency behind the scenes. The layout is where this home really stands out. The downstairs consists of a primary suite with direct access to the laundry area, a guest bedroom, a dedicated office. An open concept eat-in kitchen opens to a family room with a gas fireplace. Large windows let in abundant natural light and give clear views of the backyard. Upstairs opens to a large loft and a media room with its own walk in closet that could easily serve as a fifth bedroom, plus two more bedrooms, each with a private en suite bath and walk in closet of its own. Car enthusiasts and hobbyists will love the four car garage, with one extended bay with an 8' door made for larger vehicles, a boat, or a workshop. Out back, a 220V outlet is already in place and ready for a sauna or hot tub. Location wise, Whisper Rock places you moments from The Harbor Rockwall's lakefront dining, shopping, movies, and concerts on Lake Ray Hubbard, with charming Downtown Rockwall and its boutiques nearby and quick I 30 access to Dallas.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Disposal,Gas Range,Microwave,Range,Refrigerator,Some Commercial Grade,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Speed Internet,Cable TV
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,000 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 000000101390

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot,Sprinkler System,Few Trees

Parking

  • Total spaces: 4
  • Parking features: Door-Multi,Garage Faces Front,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$663$7,956
Property Taxes $1,241$14,892
Electricity $329$3,953
Total$7,537$90,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,411/yr
40% on housing$226,110/yr
45% on housing$200,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 75032$233
Rockwall County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 75032$198
Rockwall County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,049,000

For Sale by Agent

AgentClay Smiley
BrokerageCompass RE Texas, LLC.

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