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312 10th St, Clear Lake, WI, 54005

3beds
1baths
2,022sqft
$369,000
$182price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

Welcome to this inviting three-bedroom, one-bath farmhouse set on 24+ acres of high ground with sweeping country views. This property offers classic character, practical updates, and plenty of room for a buyer with vision. The furnace and water heater are just five years old, and the home features real wood floors, a formal dining room, and a heated front porch perfect for year-round enjoyment. The main level includes a convenient laundry/mudroom off the front entry, while the living room opens to a private deck overlooking the acreage. Upstairs, you’ll find two additional bedrooms, a loft, and abundant built-in storage cabinets. The basement includes an old-fashioned drain tile system, reflecting the home’s solid traditional construction. Outdoors, the property shines with many established garden beds, a beautiful mature pine tree in the front yard, and four outbuildings offering space for hobbies, equipment, or animals. The exterior features brick and vinyl siding with gutters already in place. This home does need updates and TLC, making it an ideal opportunity for buyers who want to bring their own style, restore farmhouse charm, or create a hobby farm tailored to their needs. With 24+ acres to roam, the potential is endless. Located in the Clear Lake School District and conveniently close to town, this property is ready for its next family to enjoy peaceful country living and make it their own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
6/10
6/10
Clear Lake High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Partial,Unfinished

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,022

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 018002760000
  • Zoning description: Agriculture,Residential-Single Family
  • Foundation area: 1350

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 24.39 Acres
  • Features: Tillable,Tree Coverage - Medium
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$198$2,376
Property Taxes $329$3,948
Electricity $190$2,280
Total$2,582$30,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 54005$115
Polk County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 54005
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$369,000

For Sale by Agent

AgentLaine Anderson
BrokerageProperty Executives Realty

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