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45174 Kimta Loop #3A81, Concrete, WA, 98237

1beds
1baths
408sqft
$82,000
$201price/sqft
$631/moest. monthly cost
$25,240/yrincome needed

About This Home

Discover your perfect vacation retreat at Lake Tyee. This very clean, well-maintained Keystone Montana 5th Wheel with a beautiful room addition offers spacious, comfortable living. Move-in ready and complete with a storage shed, it sits on a private lot near trail 3-your quick path to the lake and all the community amenities. This is your own deeded property (not leased land) in one of the Pacific Northwest's premier North Cascades destinations. Nestled among towering evergreens in the foothills near Baker Lake, enjoy back-to-nature serenity with modern conveniences. Create lasting memories with year-round fishing (no license required), kayaking or paddle boarding on the scenic 55-acre lake, two heated swimming pools, hot tubs, tennis/pickleball courts, mini-golf, horseshoes, a spacious clubhouse for games and events, playgrounds, hiking trails and a community beach. This roomy vacation spot is ideal for weekend escapes or extended stays (up to 210 days/year) in a welcoming gated community. Come take a look at this turnkey opportunity to own your piece of paradise at Lake Tyee - where nature meets comfort and memories are made! Only $187/mo for dues.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
3/10
Concrete High SchoolGrades 7-122.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Metal
  • Construction materials: Metal/Vinyl,Wood Products

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove(s)/Range(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl Plank,Carpet
  • Fireplace features: Electric,Pellet Stove

Heating & Cooling

  • Heating features: Stove/Free Standing,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 408
  • Total interior livable area: 408 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: P79879
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Ceiling Fan(s),Vaulted Ceiling(s),Wired for Generator
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 1,960 sqft
  • Features: Cul-De-Sac,Secluded,Athletic Court,Deck,Gated Entry,Propane

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Ice Storm
Landslide
Volcanic Activity

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$17$204
Property Taxes $51$612
Electricity $149$1,793
Total$631$7,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,634/yr
40% on housing$18,930/yr
45% on housing$16,826/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 98237$178
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98237$223
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$82,000

For Sale by Agent

AgentSherrylee Ruderman
BrokerageCENTURY 21 North Homes Realty

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