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22 Summit Ave, Shelby, OH, 44875

2beds
2baths
1,100sqft
$204,900
$186price/sqft
$1,570/moest. monthly cost
$62,800/yrincome needed

About This Home

BRAND NEW CONSTUCTION !! Welcome to 22 Summit Street located in Shelby! This beautifully designed 2-bedroom, 1.5 bath ranch offers modern, low-maintenance living. The open-concept layout features cathedral ceilings, recessed lighting, and durable LifeProof luxury vinyl plank flooring throughout. The stylish eat-in kitchen includes granite countertops, stainless steel appliances, and plenty of cabinet space. The attached 1-car garage adds everyday convenience. The seamless flow between the living, dining, and kitchen areas makes entertaining easy. This move-in-ready home offers modern finishes, comfortable one-level living, and exceptional value. A perfect condo or mobile home alternative with no lot rent or HOA fees Estimated completion date 8/16/2026 with occupancy 8/31/2026 Agent-owned property.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Dowds Elementary SchoolGrades PK-50.8 mi
9/10
Shelby Middle SchoolGrades 5-80.8 mi
4/10
Shelby High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Cathedral Ceiling(s)
  • Window features: Double Pane Windows
  • Fireplace features: None
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 0460822221000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 0.28 Acres
  • Features: Flat,Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$138$1,656
Property Taxes $203$2,436
Electricity $193$2,320
Total$1,570$18,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,828/yr
40% on housing$47,100/yr
45% on housing$41,866/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 44875$103
Richland County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 44875$109
Richland County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$204,900
2026-07-24Listed for sale$204,900

For Sale by Agent

AgentStephanie Webb
BrokerageKeller Williams Legacy Group Realty

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