402 Main St, Pisgah, AL, 35765
About This Home
Beautiful cottage in Gorham’s Bluff with bluff and lake views! This new, immaculate, resort cottage is perfect as a high-end short-term rental, or as a vacation or permanent home. Luxury appliances and fine finishing touches like solid acacia wood flooring throughout. Front and back porches with sitting areas for viewing. Large bluffside deck. Gorham’s Bluff is an architecturally-controlled, traditional neighborhood development with fantastic bluff and lake views, lovely homes, swimming, fishing, biking, and hiking. Enjoy all the peace of a remote community, but only 1 hour from Huntsville and Chattanooga, a little over 2 hours from Nashville and Birmingham, and 2.5 hours from Atlanta.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2025
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Gas Oven,Refrigerator,Wine Cooler
Basement
- Basement: Crawl Space
Bedroom
- Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Wood Floor
- Level: Second
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: 10’ + Ceiling,Crown Molding,Recessed Lighting,Wood Floor
- Area: 70
Features
- Open Floorplan,Smart Thermostat
- Number of fireplaces: 1
- Fireplace features: Gas Log,One,Masonry
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1,Central 2,Electric
- Cooling features: Central 1,Central 2,Electric
Interior Area
- Total interior livable area: 1,201 sqft
Kitchen
- Features: 10’ + Ceiling,Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Wood Floor
- Level: First
- Area: 143
Living Room
- Features: Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s),Wood Floor
- Level: First
- Area: 435
Master Bedroom
- Features: 9’ Ceiling,Crown Molding,Wood Floor
- Level: Second
- Area: 195
Property
Details
- Parcel number: 1809310003002.025
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered Porch,Deck,Front Porch,Screened Porch
- Exterior features: Curb/Gutters,Sprinkler Sys
- Has view: Yes
- View description: Bluff/Brow
- Waterfront features: Lake/Pond
Lot
- Lot size: 8,712 sqft
Parking
- Parking features: Driveway-Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,219 | $26,628 |
| Home Insurance * | $314 | $3,768 |
| Property Taxes | $91 | $1,092 |
| Electricity | $240 | $2,881 |
| Total | $2,864 | $34,368 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $439,000 |
View on Zillow