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5104-5108 E St, Springfield, OR, 97478

4beds
2baths
1,593sqft
$399,000
$250price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

OPEN HOUSE SATURDAY, 7/25 FROM 12-2PM. Viewing on 5108 side only. Exceptional investment opportunity in the highly desirable Thurston neighborhood! This well-maintained duplex features two spacious 2-bedroom, 1-bathroom units, each with long-term tenants, offering immediate income potential for investors. Looking to owner-occupy? Live in one unit while offsetting your mortgage by renting the other—an excellent opportunity to build equity and generate passive income.

Getting Around

37
WalkingCar-Dependent
31
TransitSome Transit
72
BikeVery Bikeable

Schools

2/10
6/10
5/10
Thurston High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range Included,Electric Water Heater
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Features: Area (Combination)

Features

  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Radiant Ceiling,Zoned

Interior Area

  • Total structure area: 1,593
  • Total interior livable area: 1,593 sqft

Property

Details

  • Zoning: R1

Features

  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$93$1,116
Property Taxes $259$3,108
Electricity $176$2,119
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 97478$199
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97478$298
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$399,000
2026-07-24Listed for sale$399,000

For Sale by Agent

AgentBECKI TROWBRIDGE
BrokerageExp Realty, Llc

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