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80 Coal Ridge Rd, Boaz, AL, 35956

--beds
--baths
3,306sqft
$449,000
$136price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

Exceptional investment opportunity featuring three adjoining parcels at 80 Cole Ridge Rd., 70 Cole Ridge Rd., and 11060 US-431 in Sardis City. This unique property includes three existing homes with additional room for future development, making it ideal for investors, multi-generational living, or expanding your rental portfolio. Conveniently located with easy access to US-431, Boaz, Albertville, and Gadsden, this property offers endless potential in a prime location.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
3/10
Sardis Middle SchoolGrades 6-81.4 mi
4/10
Sardis High SchoolGrades 9-121.2 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Interior Area

  • Total structure area: 3,306
  • Total interior livable area: 3,306 sqft

Property

Lot

  • Lot size: 8.60 Acres

Parking

  • Total spaces: 8
  • Parking features: Driveway-Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$308$3,696
Property Taxes $119$1,428
Electricity $369$4,439
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 35956$139
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35956$162
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$449,000

For Sale by Agent

AgentTyler Higdon
BrokerageMain Street Realty Plus, LLC

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