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107 Eddy Ln, Santa Rosa Beach, FL, 32459

3beds
2baths
1,568sqft
$499,999
$319price/sqft
$3,354/moest. monthly cost
$134,160/yrincome needed

About This Home

Discover this newly built home on Eddy Ln in Santa Rosa Beach, offering a quiet setting with easy access to the area's most desirable destinations. Designed with comfort and functionality in mind, the home features a bright, open layout that flows seamlessly for both relaxing and entertaining. The welcoming front porch adds charm, while the interior is filled with natural light throughout. Located just minutes from Blue Mountain Beach and the bay, this property provides the ideal balance of privacy and convenience. A great opportunity for a full-time residence, vacation home, or investment in a growing area. Home is currently under construction. Images shown in the listing are from a previous build. Please use caution when visiting. Contact listing agent Robby Greenway 678-392-7994 with any questions.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-59.9 mi
8/10
8/10
South Walton High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shake,Roof Pitched
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Microwave,Range Hood,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Features

  • Breakfast Bar,Kitchen Island,Recessed Lighting,Newly Painted,Owner's Closet,Shelving
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Master Bedroom

  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Other

  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 222S20331200070140
  • Zoning description: Resid Single Family

Features

  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Features: Cleared,Level,Storm Sewer,Survey Available,Within 1/2 Mile to Water
  • Lot size dimensions: 50 x 125

Parking

  • Parking features: Garage Door Opener,Boat,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$425$5,100
Property Taxes $204$2,448
Electricity $197$2,366
Total$3,354$40,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,994/yr
40% on housing$100,620/yr
45% on housing$89,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$604
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$499,999
2026-05-21Listing removed$499,999
2026-04-18Listed for sale$499,999

For Sale by Agent

AgentRobert J Greenway
BrokerageVPR United Real Estate

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