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813 George St, Plainfield, NJ, 07062

3beds
1baths
1,280sqft
$415,000
$324price/sqft
$3,122/moest. monthly cost
$124,880/yrincome needed

About This Home

Meticulously maintained cape cod ! Move-in ready and renovated top to bottom! This charming 3-bedroom, 1-bath home on George Street has been updated with quality craftsmanship throughout. Step inside to find brand-new luxury vinyl plank flooring, fresh paint, and updated lighting fixtures. The kitchen has been beautifully redone with crisp cabinetry, subway tile backsplash, and butcher block countertops a bright, functional space ready for your buyer to make it their own.The updated bathroom features a new vanity, modern fixtures, and clean tile work. Major systems have been addressed too: brand-new heating system and a water heater just 3 years old, giving buyers peace of mind for years to come.Outside, enjoy a large fenced backyard with a storage shed ideal for entertaining, gardening, or simply relaxing plus the convenience of off-street parking. Charming curb appeal with a stone-accented front porch completes the package.Conveniently located near shopping, transit, and major commuting routes. This home requires flood insurance. Don't miss this fantastic opportunity schedule your showing today!

Getting Around

65
WalkingSomewhat Walkable
44
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
Maxson Middle SchoolGrades 6-80.4 mi
1/10
Plainfield High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Refrigerator,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Storage Space, Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1 Bedroom,Kitchen,Living Room,2 Bedrooms,3 Bedrooms,Bath Main,None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Radiant-Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 1200336000000028
  • Zoning: R-4

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,444 sqft
  • Lot size dimensions: 135.00 x 0.00

Parking

  • Parking features: 1 Car Width,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$129$1,548
Property Taxes $702$8,424
Electricity $193$2,318
Total$3,122$37,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,040/yr
40% on housing$93,660/yr
45% on housing$83,253/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 07062$258
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07062$403
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$399,000
2026-07-25Listed for sale$415,000

For Sale by Agent

AgentDENNIS J. VALVANO
BrokerageDENVAL REALTY

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