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1528 Catherine Way, Escalon, CA, 95320

4beds
3baths
2,118sqft
$668,990
$316price/sqft
$4,435/moest. monthly cost
$177,400/yrincome needed

About This Home

Brand new construction from a local family owned builder! Come see this large single story home on a huge lot with plenty of upgrades. Move in ready by the end of August!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Dent Elementary SchoolGrades K-51.0 mi
3/10
El Portal Middle SchoolGrades 6-80.7 mi
7/10
Escalon High SchoolGrades 9-120.9 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete,Slab
  • Roof: Composition
  • Construction materials: Ceiling Insulation,Stucco,Frame,Wall Insulation,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Range Hood,Dishwasher,Disposal,Microwave,Electric Cooktop
  • Laundry features: Cabinets,Electric Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Nook,Space in Kitchen

Features

  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,118 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Kitchen Island

Property

Details

  • Zoning: RES
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.26 Acres
  • Features: Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Possible,Garage Door Opener,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance *$159$1,908
Property Taxes $440$5,280
Electricity $454$5,450
Total$4,435$53,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,057/yr
40% on housing$133,050/yr
45% on housing$118,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 95320$469
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95320$348
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$664,990
2026-08-04Price change$664,990
2026-07-25Listed for sale$668,990

New Construction

AgentIan Wilbur
BrokerageHomeSmart PV & Associates

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