




20289 Road S.7, Cortez, CO, 81321
About This Home
LOOKING FOR A FIXER UPPER??? This is a chance to make this home yours. This home is 1604 square feet and one story. It has Three bedrooms and two baths. The home is located on 3.670 acres and has two shares of water from the Vista Grande Estates WUA. This home needs a lot of TLC but presents an opportunity to make this home your home.
Getting Around
Schools
Construction
Condition
- Year built: 1982
Materials
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,604
Heating & Cooling
- Heating features: Electric Baseboard,Wood Stove
- Cooling features: Evaporative Cooling
Interior Area
- Total structure area: 1,604
- Total interior livable area: 1,604 sqft
Property
Details
- Parcel number: 535524202012
Features
- Horses can be raised: Yes
Lot
- Lot size: 3.67 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Drought
- Wildfire
- Avalanche
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $66 | $792 |
| Electricity | $186 | $2,232 |
| Total | $1,719 | $20,628 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Listed for sale | $275,000 |
