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9301 Naturewalk Dr, Jay, FL, 32565

4beds
3baths
3,325sqft
$1,420,000
$427price/sqft
$8,929/moest. monthly cost
$357,160/yrincome needed

About This Home

Timeless Southern architecture meets the warmth of a refined mountain estate in this exceptional custom home, thoughtfully designed for gracious everyday living and effortless entertaining. A broad front porch, classic brick exterior, distinctive gables and warm wood entry create a sense of permanence from the moment you arrive. Inside, the dramatic great room with soaring cathedral ceiling opens naturally to the dining room, kitchen and expansive screened porch. Warm wood floors, substantial millwork and natural materials carry a sophisticated yet comfortable character throughout. The beautifully appointed kitchen centers around an oversized gathering island with custom cabinetry, statement lighting and stone surfaces, while a generous scullery provides additional prep space, cabinetry and storage. The private primary suite is a retreat of its own, featuring a fireplace, custom built-ins and sitting area, complemented by a luxurious bath with separate vanities, freestanding soaking tub, oversized shower and spacious walk-in closets. Three additional bedrooms are thoughtfully positioned for family and guests. Across the rear of the home, an expansive screened porch extends the living space outdoors with generous areas for dining and relaxing, a fireplace and fully appointed outdoor kitchen. A large laundry room, mudroom, abundant storage and oversized three-car garage complete a floor plan where beauty and function were equally considered. Designed to feel collected rather than simply new, this home pairs the elegance of a Southern estate with the warmth and relaxed sophistication of a mountain retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Central SchoolGrades PK-126.1 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2027

Materials

  • Foundation: Slab
  • Roof: Shingle,Gable,Hip
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage, Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater/Gas,Wine Cooler,Built In Microwave,Dishwasher,Double Oven,Oven
  • Laundry features: Inside

Bedroom

  • Level: First
  • Area: 139.0278

Bedroom1

  • Level: First
  • Area: 142.6389

Bedroom2

  • Level: First
  • Area: 206

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 166.25

Features

  • Baseboards,Bookcases,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,High Ceilings,Recessed Lighting,Wet Bar
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Storm Window(s),Impact Resistant Windows
  • Flooring: Brick,Hardwood,Tile,Carpet
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multi Units,Heat Pump,Fireplace(s)
  • Cooling features: Multi Units,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,325
  • Total interior livable area: 3,325 sqft

Kitchen

  • Level: First
  • Area: 406.6667

Master Bedroom

  • Level: First
  • Area: 234.6667

Property

Details

  • Parcel number: 173n290000001180000
  • Zoning description: Res Single

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Screened
  • Exterior features: Outdoor Kitchen

Lot

  • Lot size: 6.80 Acres
  • Features: Central Access,Interior Lot

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,Circular Driveway,Courtyard Entrance,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,180$86,160
Home Insurance *$705$8,460
Property Taxes $710$8,520
Electricity $334$4,015
Total$8,929$107,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,137/yr
40% on housing$267,870/yr
45% on housing$238,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 32565$147
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32565$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$1,420,000

New Construction

AgentDonna Ward
BrokerageLevin Rinke Realty

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