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297 Ammersee Lakes Dr, Montevallo, AL, 35115

3beds
2baths
1,525sqft
$321,400
$211price/sqft
$2,189/moest. monthly cost
$87,560/yrincome needed

About This Home

This 4 sided brick home's characteristics are 3 bedrooms and 2 baths. The home is a Wonderful Open Floor Plan with luxury vinyl plank floors, Spacious open kitchen, dining room,! Family room with a fireplace. Master suite with walk in closet, dual vanities and walk in shower not to forget a soaking tub to relax in, 2 car garage & separate laundry room. Stainless steel appliances included! This home has back patio for you to sit and enjoy the great view! Homes include gutters, rear floodlights, 2 garage door openers, and granite throughout! Wonderful community with underground utilities and a homeowner association all convenient to I-65 and easy access to Birmingham or Montgomery. The community includes under-ground utilities, a homeowner's association, and a quiet neighborhood for your family to create memories.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
6/10
Montevallo Middle SchoolGrades 6-84.7 mi
3/10
Montevallo High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • None,Tray Ceiling(s),Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Shared Bath,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Family Room,Electric
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,525

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,525 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 00
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 8,015 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,625$19,500
Home Insurance *$212$2,544
Property Taxes $112$1,344
Electricity $240$2,881
Total$2,189$26,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,051/yr
40% on housing$65,670/yr
45% on housing$58,373/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 35115$170
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35115$142
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$321,400

For Sale by Agent

AgentTerri LoBretto
BrokerageAdams Homes, LLC

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